Business Details
Your Trusted Partner for Financial Services in Lamesa, TX
Caprock Federal Credit Union has been dedicated to providing reliable financial services to our members since our establishment. We specialize in offering a comprehensive range of products including share savings accounts, share-draft checking accounts, share certificates of deposit, IRAs, and financing options for autos, motorcycles, RVs, and homes. Our team is committed to partnering with members to achieve their financial goals through personalized guidance and competitive rates. We prioritize member satisfaction by delivering efficient services and maintaining transparent communication. Our expertise spans decades of serving the Lamesa and Seminole communities, ensuring clients receive trustworthy advice and tailored solutions.We uphold strict privacy standards and employ robust safeguards to protect member information. Through innovative tools like our online banking platform and financial calculators, we empower members to make informed decisions. Our credit union operates with a community-focused ethos, emphasizing accessibility and member ownership. We continuously strive to enhance our services while adhering to federal regulations and industry best practices. By combining local market knowledge with modern financial solutions, we position ourselves as a trusted partner for all banking needs.
Services
Auto Loans
Home Mortgages
Checking Accounts
IRA Accounts
Online Banking
Savings Calculators
Loan Applications
Financial Planning Tools
Highlights and features
- We offer personalized financial guidance from experienced local professionals
- Our loan portfolio includes auto, home, and recreational vehicle financing
- Free financial calculators help plan savings, retirement, and debt management
- We operate as a member-owned credit union focused on community needs
- Secure online banking platform with 24/7 account access and management tools
Services
Auto Loans
We offer competitive financing for new and used automobiles, motorcycles, and RVs. Our loan specialists work directly with members to find tailored payment plans that fit their budgets. With flexible terms and member-centric rates, we make vehicle ownership accessible while providing personalized support throughout the entire financing process.
Home Mortgages
Our mortgage programs provide financing solutions for home purchases and refinancing. Members benefit from experienced loan officers, competitive interest rates, and customized payment options. We guide clients through every step of the home financing journey while maintaining transparent communication and adhering to strict lending standards.
Savings Accounts
We offer high-yield savings accounts and certificates of deposit with tiered interest rates. Our savings products include standard share accounts and specialized IRAs designed for retirement planning. Through secure platforms and regular member updates, we help individuals grow their savings safely and efficiently.
Online Banking
Our online portal provides 24/7 access to account management, bill payments, and financial tools. Members can monitor balances, transfer funds, and apply for loans electronically. The platform features security protections and user-friendly interfaces to facilitate seamless digital banking experiences from any location.
Financial Calculators
We provide free interactive calculators for loan planning, retirement savings, and cash flow management. These tools help members estimate mortgage payments, project savings growth, and analyze debt ratios. While results are estimates, the calculators serve as educational resources to support informed financial decision-making.
Questions
How do I apply for an auto loan?
Complete our online application or contact our Lamesa branch to speak with a loan specialist about financing options and required documentation.
Is online banking available for all account types?
Yes, our digital platform supports checking, savings, loan, and IRA accounts with features for transfers, bill payments, and account monitoring.
What loan products do you offer?
We provide auto loans, home mortgages, RV financing, personal loans, and specialized programs for credit union members in West Texas.
Are there minimum balance requirements for savings accounts?
Check specific terms for our share accounts and certificates of deposit through our fee schedule or by contacting member services.
How can I reach customer support?
Call our toll-free number (800) 658-2715 or local office (806) 872-5151 during regular business hours for assistance.
Reviews (1)
Randi Sanchez
Sep 25, 2020
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Caprock Credit Union is not just banking, it's a place where the people are your friends. When they financed our house, the staff were happy for us. The C.E.O, Dale Hansard, had been working with us (by answering a billion questions regarding credit, etc) for quite a while until finally we were ready and we were able to be approved! We have been loyal to our credit union, but they are also loyal to us. We're known by them and they know our family. I
