Business Details
Trusted Student Health Insurance Solutions in Bruce Crossing, MI
Associated Insurance Plans International has been a trusted leader in the student insurance industry for three generations. We specialize in providing comprehensive coverage solutions including student health insurance, accidental injury protection, and international health insurance programs. Our independent agency represents multiple A-rated insurance carriers, offering clients access to diverse coverage options and expert plan comparisons. With a focus on personalized service, we deliver immediate attention to insurance needs for students, families, and educational institutions. Our affordable plans include comprehensive health coverage with premiums starting below $1 per day for international travelers.As a family-owned business, we combine deep industry expertise with a commitment to simplifying insurance selection through transparent, client-centric service. Our offerings extend to dental and vision insurance, group student health programs, and specialized coverage for camps, special events, and academic institutions. We serve clients globally while maintaining our headquarters in Bruce Crossing, Michigan, where we've built a reputation for reliability and exceptional customer support.
Services
Student Health Insurance
Accidental Injury Coverage
International Health Insurance
Dental & Vision Plans
Group Insurance Programs
Highlights and features
- Three generations of student insurance industry expertise
- Access to multiple A-rated insurance carriers
- Immediate personalized service for insurance needs
- Comprehensive coverage including international health plans
- Affordable premiums starting below $1 per day
Services
Student Health Insurance
Our student health insurance plans provide comprehensive medical protection for academic institutions and individual students. Covering pre-kindergarten through university levels, these policies include emergency care, routine checkups, and prescription medication coverage. We offer customizable group plans for schools while maintaining affordability and accessibility for families.
Accidental Injury Coverage
Specialized accidental injury insurance protects participants in athletic activities and school events. This coverage applies to pre-K through college-level programs, covering medical expenses from sports-related injuries and other accidental traumas. We provide tailored solutions for day camps, overnight programs, and special events with flexible policy options.
International Health Insurance
Designed for global travelers, our international health insurance offers comprehensive medical protection with premiums starting below $1 daily. This coverage safeguards individuals and families traveling abroad against unexpected medical expenses, including emergency evacuation and repatriation services. Policies accommodate both short-term visits and long-term stays outside home countries.
People
Terese M. Harkins
President
As President of Associated Insurance Plans International, Terese M. Harkins leads a family business with three generations of insurance industry expertise. She oversees operations for student health, accidental injury, and international coverage programs while maintaining the company's commitment to personalized service and client-focused solutions.
Questions
What types of insurance do you specialize in?
We specialize in student health insurance, accidental injury coverage for athletic programs, international health insurance, and dental/vision plans for individuals and groups.
Do you offer insurance for international students?
Yes, we provide comprehensive international health insurance with affordable premiums starting below $1 per day for students and travelers outside their home country.
How do you help with plan selection?
As an independent agency, we compare multiple A-rated carrier options to help clients choose the most suitable coverage based on their specific needs and budget.
Are your insurance plans available nationwide?
While headquartered in Michigan, we offer insurance solutions across the United States and internationally through our network of carrier partners.
What makes your agency different from others?
Three generations of family ownership combine with personalized service and access to multiple insurance carriers, ensuring tailored solutions that balance quality and affordability.
