Business Details
33 Years
experience
Your Trusted Credit Union in Bartlesville, OK
OK Federal Credit Union has been serving the financial needs of our community since 1993. Our institution was formed through the merger of Bartlesville District Bell Credit Union (established in 1955) and W.C.G.E. Federal Credit Union, expanding access from select employee groups to anyone living, working, or worshipping in Washington, Nowata, and Osage counties. We offer a comprehensive range of financial services, from share savings accounts to competitive loan programs, with a commitment to personalized service and community growth.Our team understands the unique financial landscape of Oklahoma communities, providing tailored solutions that reflect local needs. With decades of combined experience in financial services, we maintain rigorous compliance standards and prioritize member satisfaction through transparent communication and accessible support channels. Our physical location in Bartlesville, Oklahoma, operates with structured hours while offering 24/7 digital access to meet modern banking demands.
Services
Share Savings Accounts
Checking Accounts
Online Banking
Loan Programs
ATM Access
Details
- Year established: 1993
Highlights and features
- We offer 24/7 toll-free teller services for your convenience.
- We serve anyone living, working, or worshipping in Washington, Nowata, or Osage counties.
- Our credit union has operated continuously since 1993 with local expertise.
- We provide competitive rates on savings and loan products.
- We maintain secure digital banking with real-time transaction monitoring.
Services
Share Savings Accounts
Our Share Savings Accounts offer quarterly dividends with a $25 minimum opening deposit. These accounts provide secure growth opportunities while maintaining liquidity for members' financial needs. Competitive rates ensure steady accumulation over time.
Share Draft Checking
Share Draft Checking accounts pay monthly dividends when maintaining a $400 average daily balance. A $3 monthly fee applies for balances below this threshold. Debit card access enhances transaction convenience for everyday use.
Online Banking
24/7 online access enables real-time balance checks, fund transfers, and loan payments. OK Billpay simplifies recurring bill management from any internet-connected device, ensuring financial control remains at members' fingertips.
Loan Programs
We offer competitive loan rates for auto, motorcycle, boat, RV, personal, and vacation financing. Flexible terms and personalized consultations help members achieve financial goals while maintaining responsible lending practices.
ATM Access
Drive-thru services operate Monday-Friday 7:30 AM-5:30 PM and Saturday 9 AM-12 PM. Free ATM locations provide convenient cash access with fraud protection measures safeguarding member accounts.
Questions
Who is eligible for membership?
Anyone living, working, or worshipping in Washington, Nowata, or Osage counties in Oklahoma qualifies for membership.
What services do you offer?
We provide share savings accounts, checking options, loans, online banking, bill pay, and ATM access for personal and business needs.
How do I open an account?
Visit our Bartlesville branch with valid ID and make a $25 minimum deposit to open a share savings account, the foundation for all membership benefits.
What if my debit card is lost or stolen?
Report lost/stolen cards immediately at (918) 335-1844 or 1-888-263-3370 after hours to prevent unauthorized transactions.
Can I access my accounts online?
Yes, our online banking platform provides 24/7 access for balance checks, transfers, and payments with secure login protection.
What loan types are available?
We offer auto, motorcycle, boat, RV, personal, signature, and vacation loans with competitive rates tailored to individual credit profiles.
Reviews (3)
Simmons Flooring
Dec 06, 2020
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Definitely the best bank I've been with. Customer service is superb. After a couple weeks of going there, they know who I was as soon as I pulled up.
Vanessa Wilson
Nov 29, 2020
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Amazing bank! And the best people around! Been banking here for 10+ years!!! Im glad this bank takes care of me always!!
Jeanette Wishall
Sep 30, 2015
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Very friendly people and great customer service. Reasonable fees when incurred. Unlike other banks and credit unions, these folks aren't interested in bending you over the barrel. I DO wish that they had some more flexibility in how and where you can use your card, but over all - it's worth it.