1% cash back purchase rebate (with limits over $5000),25-Day, interest-free, grace period on purchases, 0% liability on fraud, No annual fee, cash advances at thousands of automated teller machines worldwide and many more. It's simple, earn points for your everyday purchases and watch your points add up! When you're ready to redeem, simply log into your account, select your award and order. After those steps have been completed, you'll be enjoying life's uChoose Awards in no time.
Services
About Us
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United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22,000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions, United Credit Union is a not-for-profit cooperative, owned and operated by its members.
Restore Checking
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Have you had trouble with a checking account in the past? Are you being refused checking services at other institutions? Well, UCU is here to help. Our Restore Checking is a chance for you to have another try at having a checking account. For a low $10 monthly fee, we will still give you free on-line access, a free debit card and free bill pay.
Savings Accounts
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It's just like a regular passbook account, with no passbook and one big difference: At United Credit Union, your savings earn dividends based on the credit union's performance. Since our members are our owners, and we have no outside stockholders to satisfy, credit union profits are passed directly on to you.
Vehicle Loans
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We specialize in listening to your story and your needs, so we can find the very best solutions for you. At UCU, you aren't just a credit score, you're a member, and we dedicate our time to try and help you no matter how rough your credit is. So you financed your vehicle with another lender? That's okay!
Personal Loans
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Life happens and here at UCU, we want to help you with those little "unexpected" items. So, whether you need money for vacation, the holidays or just want a reserve, a Lifestyle Loan may be just what you are looking for. You can draw on your approved maximum credit line and use the money for a variety of purposes, all at a very low rate.
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