Business Details
Trusted Financial Advisers in Cupertino, CA
At Honu Wealth, we specialize in guiding individuals through critical financial decisions to achieve long-term security and independence. Our approach begins by understanding each client's unique priorities, followed by a comprehensive analysis of their financial health to develop personalized strategies. With expertise in financial planning, investment advisory, and wealth management, we serve clients at various life stagesfrom high-earning professionals building wealth to retirees transitioning into new life phases. Our team holds prestigious certifications including Certified Financial Planner (CFP) and Enrolled Agent (EA), ensuring rigorous standards of knowledge and ethics. We operate as fiduciaries, prioritizing client interests through transparent, fixed-fee structures that eliminate conflicts of interest.By integrating tax planning, retirement strategies, and estate management, we help clients navigate both anticipated and unexpected financial challenges. Our commitment to excellence is reflected in our personalized service model, which combines decades of collective experience with a client-first philosophy. We empower clients to make informed decisions, transforming complex financial landscapes into actionable, confidence-building plans. Through ongoing monitoring and adaptive strategies, we ensure clients remain prepared for life's significant financial milestones. Our mission is to provide clarity, security, and lasting value for every individual and family we serve.
Services
Financial Planning
Investment Advisory
Wealth Management
Retirement Planning
Legacy Planning
Tax Strategy
Estate Planning
Highlights and features
- We operate as fiduciaries with transparent fixed-fee pricing
- Our team holds CFP and EA professional certifications
- We integrate financial planning with investment management services
- Specialized expertise in retirement transition and legacy planning
- Personalized strategies for high-income professionals and retirees
Associations and certifications
- Certified Financial Planner Board of Standards
- Internal Revenue Service (Enrolled Agent)
Services
Financial Planning
Our financial planning service creates comprehensive roadmaps for clients' financial futures by analyzing cash flow, investment portfolios, and life goals. We develop customized strategies addressing retirement timelines, tax optimization, and risk management. This service helps clients prepare for both expected and unexpected financial events through ongoing guidance and plan adjustments.
Wealth Management
Wealth management combines financial planning with active portfolio management under a fixed quarterly fee structure. Our fiduciary advisors implement diversified investment strategies aligned with clients' risk tolerance and objectives. This service includes regular performance reviews, tax-efficient harvesting, and adjustments to maintain alignment with evolving financial goals and market conditions.
Legacy Planning
Legacy planning focuses on efficient wealth transfer to future generations and charitable causes. We help clients establish trusts, optimize estate tax strategies, and create contingency plans for long-term care needs. This service ensures clients' financial legacies align with their personal values while minimizing tax burdens and simplifying asset distribution for beneficiaries.
People
Garth A. Williams
Certified Financial Planner
Garth Williams provides fiduciary financial guidance to high-net-worth clients, specializing in retirement transition planning. With CFP certification and extensive experience, he helps clients navigate complex financial decisions while maintaining tax-efficient investment strategies.
Tom P. Chun
Enrolled Agent & Financial Planner
Tom Chun combines tax expertise with financial planning, offering comprehensive wealth management solutions. As an Enrolled Agent and CFP professional, he specializes in optimizing clients' financial strategies through tax-efficient planning and investment advisory services.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, tax optimization, estate planning, and investment management tailored to high-net-worth individuals and professionals.
How are your wealth management fees structured?
Our wealth management services operate on a fixed quarterly fee model rather than percentage-based asset management, eliminating conflicts of interest while providing transparent pricing.
What makes your retirement planning different?
We specialize in transition planning for high-income professionals approaching retirement, focusing on sustainable income strategies, healthcare cost planning, and tax-efficient withdrawal methods.
Do you offer legacy planning services?
Yes, we help clients establish tax-efficient wealth transfer strategies through trusts, charitable giving vehicles, and estate planning coordination with legal professionals.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Enrolled Agents (EA), and professionals with advanced degrees in finance and accounting, ensuring rigorous industry standards.
