Garden State Home Loans

We at Garden State were inspired to adopt autism awareness as a corporate cause when CEO Justin DeJoseph's youngest son, Anthony, was diagnosed at three years old. April was Autism awareness month and Garden State did their part to raise awareness. We were able to donated over $26,000 to local Autism Charities in the South Jersey Area, surpassing our goal of $25,000!.

We know that rates on interest-only mortgage may be fixed for a 10-year period but it can also change as often as every month. We can help you understand mortgage rates so you can check how often your interest-only rate can change. Our interest only mortgage calculator will help you know your interest-only payment even before your next scheduled rate adjustment.

Our home loan comparison calculator assist clients who want to determine the type of loan that can offer the best value for them. We can help you organize your monthly payments and other expenses that come with securing a new loan. Using our home loan comparison calculator, you will be able to analyze important factors and get the assurance that you will be choosing the type of loan that suits your requirements best.

As always, Garden State Home Loans wants to be your resource for all things mortgage related. Below you will find educational resources to help you during the mortgage process. If you have any additional questions, reach out to us at info@gardenstateloans.com. A conventional mortgage is a home loan that isn't backed by a government agency, such as the FHA or VA.

So you are looking to buy a new home- HOW EXCITING! We are here to help you throughout the process whether it's your first time buying or not. Take a look at our resources here to help you prepare for the home buying process. If any of your questions aren't answered, reach out to us at info@gardenstatehomeloans. We are looking forward to helping you with your home purchase!