Business Details
25 Years
experience
Your Trusted Partner for Comprehensive Financial Planning
Since 2001, we have dedicated ourselves to crafting personalized financial solutions tailored to each client's unique needs. Our team combines decades of industry experience with rigorous professional credentials, including Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA) designations, to deliver comprehensive wealth management services. We prioritize deep client relationships, understanding individual financial goals, and implementing strategies grounded in long-term value creation.Our practice emphasizes transparency, ethical standards, and continuous education to maintain alignment with evolving market dynamics. Through collaborative planning and disciplined investment approaches, we help clients navigate complex financial decisions across retirement planning, asset management, and life transitions.
Services
Retirement Planning
Investment Management
Financial Clarity
Wealth Transition
College Savings
Details
- Year established: 2001
Highlights and features
- We offer 20+ years of combined experience in financial planning and investment management.
- Our team holds top industry credentials including CFP and CFA designations.
- We implement customized strategies aligned with individual client goals and values.
- We maintain rigorous continuing education and ethical standards for all advisors.
- Our client-centric approach prioritizes long-term relationships over transactional interactions.
Associations and certifications
- Certified Financial Planner Board of Standards
- CFA Institute
Services
Retirement Planning
We develop customized retirement plans considering current assets, future goals, and risk tolerance. Our approach incorporates tax-efficient withdrawal strategies, Social Security optimization, and sustainable income planning. Clients receive ongoing portfolio adjustments to maintain alignment with evolving market conditions and personal circumstances.
Investment Management
Our investment strategies focus on diversified asset allocation tailored to individual risk profiles. We implement both active and passive investment approaches while maintaining rigorous risk management protocols. Regular performance reviews ensure portfolios remain aligned with clients' long-term financial objectives and market opportunities.
Financial Clarity
This service provides comprehensive financial health evaluations through detailed cash flow analysis, debt management strategies, and net worth tracking. We help clients establish clear financial benchmarks and develop actionable plans to achieve measurable progress toward financial goals.
Wealth Transition
We coordinate with legal professionals to create effective wealth transfer strategies. Our services include trust implementation, charitable giving frameworks, and intergenerational wealth planning. We focus on minimizing tax liabilities while preserving family financial legacy.
College Savings
Our college savings plans incorporate 529 plans, custodial accounts, and alternative funding strategies. We help families balance education savings with retirement goals while optimizing financial aid eligibility. Regular portfolio adjustments maintain appropriate risk levels as education timelines approach.
People
Erik Wolfers
Managing Member
Founder of First and Main Financial with 20+ years in wealth management. Holds MBA and CFP credentials. Former high-tech executive turned financial planner. Specializes in securities analysis and long-term investment strategies.
Eric Wheeler
Portfolio Manager
CFA charterholder with 25+ years of investment experience. Former PG&E Corporation pension fund manager. Expert in diversified portfolio construction and long-term wealth preservation strategies for individual investors.
Chris Wagner
Associate Planner
Transitioned from IT consulting to financial planning after 20 years. Pursuing CFP certification. Focuses on early financial planning and automated wealth-building strategies for young professionals.
Alison Van Dyke
Financial Planner
Certified Financial Planner with 30 years of experience in personal and corporate finance. Former Bank of America corporate finance executive. Specializes in family financial planning and educational funding strategies.
Frank Bonanni
Client Outreach
15+ years in financial services industry. Former JP Morgan financial advisor managing $70M in assets. Focuses on client relationship management and financial education initiatives for new investors.
Questions
What services does First and Main Financial offer?
We specialize in retirement planning, investment management, financial clarity, wealth transition strategies, and college savings solutions tailored to individual client needs.
Are your advisors certified professionals?
Yes, our team includes Certified Financial Planners (CFP) and Chartered Financial Analysts (CFA) with rigorous continuing education requirements.
How do you approach investment management?
We use diversified portfolio strategies with long-term perspectives, customized to each client's risk tolerance and financial objectives.
What areas do you serve?
While based in Piedmont, CA, we serve clients nationwide through personalized advisory services and digital communication tools.
How are fees structured for your services?
We operate as a fee-only registered investment advisor, ensuring transparent compensation aligned with client success rather than product sales.
Reviews (1)
Janet Thomson
Nov 12, 2018
Report
Erik Wolfers is a godsend. He is passionate about providing expert financial advice to people of all income levels, believing that the average person should be able to get the needed support to save for retirement. I have worked with him and taken his advice with my investments. He is patient with explaining his approach and will take the time that's needed to make sure you understand the options and why he recommends a particular approach. I highly recommend working with him and his team!
