Business Details
42 Years
experience
Trusted Health Insurance Brokerage & TPA Services in California
At The Benefits Store, we are a leading health care insurance brokerage and third-party administrator (TPA) with a rich history of serving members of California local real estate associations since 1984. Our mission is to provide exclusive, tailor-made health insurance solutions encompassing medical, dental, vision, and life coverages, along with legal and ID shield protections. As a trusted TPA, we are licensed to handle premium billing, payment processing, and efficient remittance services for these essential products. Our commitment to excellence and deep industry expertise have made us the go-to source for real estate professionals seeking comprehensive health insurance solutions in California. We wear two hats with pride: health care insurance broker and TPA, offering an array of health insurance programs and related coverages, including disability, Medicare, legal, and ID shield protections. Our journey has been intertwined with California's 100+ local realtor associations, serving their members for nearly four decades.We extend our comprehensive portfolio to both association realtors and affiliate members, offering group programs such as Kaiser (20+ plan options) and Anthem Blue Cross (60+ plan options) with guaranteed issue availability. Our team includes brokers certified to assist consumers with Covered California enrollment, navigating the complexities of the health exchange process. We prioritize top-notch customer experiences, offering support with billing inquiries, account balances, plan renewals, and administrative matters. Our brokers are committed to delivering exceptional service, explaining plan benefits, discussing options, and assisting with applications and claims issues. We provide a monthly e-newsletter with curated content from reputable sources, keeping clients informed about health care topics directly affecting them. Our client communications strategy includes regular updates via email and social media to ensure our clients and association members stay informed about developments in the health care marketplace.
Services
Health Insurance
Dental Plans
Vision Insurance
Life Insurance
TPA Services
Covered California Assistance
Legal Shield Protection
ID Shield Protection
Details
- Year established: 1984
Highlights and features
- We have over 40 years of experience serving California real estate associations.
- We offer exclusive guaranteed-issue insurance plans for realtors and affiliates.
- Our team includes Covered California-certified brokers for enrollment assistance.
- We provide 60+ Anthem Blue Cross and 20+ Kaiser plan options.
- We deliver personalized customer support for billing, claims, and plan renewals.
What people say
Really great
Accomplished more
Sincere and easy to work with
Services
Health Insurance
We provide comprehensive health insurance solutions tailored for California real estate professionals. Our offerings include Anthem Blue Cross and Kaiser medical plans with guaranteed issue availability. With over 80 combined plan options, we help clients find affordable coverage that meets their specific needs while ensuring compliance with state and federal regulations.
Dental Plans
Our dental insurance programs offer extensive coverage for preventive, restorative, and cosmetic dental care. Partnering with Principal Dental Access Plan, we provide flexible options for individuals, families, and employer groups. Our plans emphasize affordability while maintaining access to a wide network of qualified dental professionals across California.
Life Insurance
We offer Mutual of Omaha guaranteed issue group life insurance policies with accidental death and dismemberment (AD&D) coverage. These plans provide financial protection for policyholders' families without requiring medical underwriting. Our life insurance solutions cater to both individual needs and employer group requirements across California's real estate industry.
TPA Services
As licensed third-party administrators, we handle premium billing, payment processing, and remittance services for health insurance products. Our TPA services support California associations and their members with efficient claims management, compliance reporting, and customized administrative solutions for medical, dental, and vision insurance programs.
Covered California Assistance
Our certified brokers guide clients through California's Health Exchange enrollment process. We help individuals and small businesses navigate subsidy calculations, plan comparisons, and application submissions. This service ensures clients maximize available financial assistance while selecting appropriate coverage options from Covered California's marketplace.
People
Roger Smith
President
Roger Smith leads The Benefits Store with over 40 years of experience in health insurance brokerage and third-party administration. He specializes in creating tailored insurance solutions for California real estate professionals while maintaining strong industry partnerships with major providers like Kaiser and Anthem Blue Cross.
Questions
What insurance plans do you offer for real estate professionals?
We offer Anthem Blue Cross and Kaiser medical plans, Principal Dental Access Plans, Mutual of Omaha life insurance, and Vision Plan of America options specifically tailored for real estate professionals and their associations.
Are your insurance plans available statewide in California?
Yes, our services cover all of California, with over 100 local realtor associations utilizing our insurance solutions and third-party administration services.
Do you offer guaranteed issue insurance options?
Yes, we provide guaranteed issue coverage for medical, dental, vision, and life insurance plans, ensuring accessibility regardless of health history.
Can you help with Covered California enrollment?
Our certified brokers assist with Covered California enrollment, helping clients navigate subsidy calculations, plan comparisons, and application processes to ensure optimal coverage selection.
What additional protections do you offer beyond standard insurance?
We provide Legal Shield and ID Shield protections as part of our comprehensive benefit packages to safeguard clients against identity theft and legal challenges.
How do you support clients after enrollment?
We offer ongoing customer support for billing inquiries, account management, plan renewals, and claims assistance through our dedicated team of insurance professionals.
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Reviews (2)
Andre Luz
Jun 05, 2018
Report
They helped me quickly and efficiently. Helped me with all of my questions regarding medicare and other health insurance concerns. I highly recommend them.
Matt Bean
May 04, 2016
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Jake and his team have always been very nice and courteous. Definitely recommend if shopping for health insurance in California.
