Business Details
7 Years
experience
Trusted Retirement Financial Advisers in Winter Park
CF Retirement.com is a dedicated financial advisory firm specializing in retirement planning and fiduciary services. Our approach combines objective research, personalized service, and a commitment to acting solely in clients' best interests. With expertise in managing both individual and corporate retirement accounts, we guide clients through investment selection, risk management, and long-term financial strategy.Our team holds prestigious certifications like CEFEX and AIF, underscoring our dedication to fiduciary excellence. We serve clients nationwide while maintaining a strong local presence in Winter Park, Florida, and prioritize community engagement through partnerships with nonprofit organizations.
Services
Retirement Plan Consulting
Fiduciary Services
Investment Management
Participant Advice
Financial Planning
Details
- Year established: 2019
Highlights and features
- We operate as a legally bound fiduciary with CEFEX certification for investment excellence
- Our team holds specialized credentials including AIF and CRPS designations
- We provide 3(38) ERISA fiduciary investment management services
- Our process includes quarterly performance reviews and trend-based investment strategies
- We partner with LPL Financial for institutional-grade resources and transparency
Associations and certifications
- CEFEX
Services
Retirement Plan Consulting
We provide comprehensive retirement plan guidance including 3(38) fiduciary services, investment management, and ERISA compliance. Our process reduces liability for plan sponsors while optimizing participant outcomes through quarterly reviews and trend-based strategies. Services include plan benchmarking, RFP assistance, and fiduciary education for corporate clients.
Participant Advice Solutions
This service offers individualized investment management for 401(k) participants using risk-based allocation models. We analyze market trends and personal risk tolerance to create dynamic investment strategies that rotate with economic cycles. Participants receive quarterly allocation updates and direct access to financial professionals for personalized guidance.
Fiduciary Management
As CEFEX-certified fiduciaries, we manage investment selection, monitoring, and replacement for retirement plans. Our services include documenting fiduciary processes, providing full fee disclosure, and creating quarterly performance reports. We help plan sponsors meet ERISA requirements while reducing their liability through institutional money management.
Investment Consulting
We offer personalized investment strategies for individuals and families focusing on long-term wealth preservation. Our approach combines rules-based investing with macroeconomic analysis to create diversified portfolios. Services include retirement income planning, college funding strategies, and insurance solutions tailored to individual financial goals.
CF Advisor Assist
This program supports financial advisors with 401(k) plan business development through lead generation, plan design, and fiduciary protection. We provide advanced prospecting tools, investment monitoring, and operational support to help advisors expand their retirement plan services while maintaining compliance with regulatory standards.
People
Edward Chairvolotti
CEO
MBA and AIF-certified financial executive with Series 7, 24, 63, and 66 licenses. Recognized by Financial Times and Plan Adviser magazine for retirement planning excellence. Leads fiduciary services and retirement plan strategy at CF Retirement.com.
Andy Harper
Partner
Accredited Investment Fiduciary with Fortune 500 retirement plan experience. Holds Series 6, 63, 65, and 7 licenses. Active in national retirement policy advocacy through the National Association of Plan Advisors.
Mandy Biechele
Director of Operations
Graduate of Flagler College managing daily operations and client service processes. Coordinates team logistics and ensures efficient delivery of financial advisory services to institutional and individual clients.
Sue Chairvolotti
Director of Communications
University of Central Florida graduate responsible for client communications and marketing strategy. Develops educational materials and coordinates community outreach initiatives for the firm's financial literacy programs.
Questions
What retirement plan services do you offer?
We provide 3(38) fiduciary services, investment management, plan design consulting, participant education, and compliance support for 401(k), 403(b), and defined benefit plans.
Are you legally required to act in my best interest?
Yes, as CEFEX-certified fiduciaries we have legal obligations to act with care and skill while making investment decisions solely in clients' best interests.
How do you select investments?
Our process combines macroeconomic analysis, sector dispersion evaluation, and personal risk tolerance assessments to create diversified portfolios that rotate with market trends.
What fees can I expect?
We offer transparent fee structures including flat fees for participant advice solutions and institutional pricing for managed accounts. Full cost disclosure is provided upfront.
How do you help with market volatility?
Our trend-based investment approach focuses on long-term market cycles rather than short-term timing. We provide guidance during downturns and strategic adjustments during market upswings.
Can you help financial advisors with retirement plans?
Yes, our CF Advisor Assist program provides tools, fiduciary protection, and business development support for advisors offering 401(k) plan services to their clients.
Reviews (1)
Bernie Piekarski
Aug 28, 2018
Report
When it comes to 401k plans, there is absolutely no one better to talk to. Ed Chairvolotti is the expert! Knowledgeable, professional and honest, he explained what 401k plan best suited the needs of my business and answered all of my questions. Was a very consultative approach that really was centered on his understanding of my needs, I highly recommend them!
