Business Details
33 Years
experience
Trusted Financial Advisers in Centerville, OH
401 Advisor specializes in retirement planning and investment management, serving clients both before and during retirement. With over 30 years of combined experience, the firm employs prudent, conservative, and active investment strategies rooted in sound financial planning. Operating under the highest fiduciary standards, we prioritize long-term relationships built on trust and transparency. Our services include asset growth, lifetime income solutions, tax planning, estate management, and risk mitigation. We cater to diverse client needs, from individual investors to families with special needs, ensuring personalized strategies.Our proprietary trading models and momentum-based systems aim to optimize returns while minimizing risks. Headquartered in Centerville, Ohio, we serve clients nationwide through fee-based, full-discretion asset management. Recognized with the Charles H. Dow Award, our team combines industry expertise with innovative approaches to financial planning. We are committed to educating clients through resources like Bill DeShurkos book, *The Naked Truth About Your Money*, and community engagement.
Services
Retirement Planning
Investment Management
Tax Planning
Estate Planning
Risk Mitigation
Details
- Year established: 1993
Highlights and features
- We offer 30+ years of experience in fiduciary-driven financial planning.
- Our proprietary trading models optimize returns while minimizing risks.
- No investment minimums for clients with $10,000 or more.
- Personalized strategies for retirement, tax planning, and estate management.
- Committed to transparency, education, and community engagement.
Associations and certifications
- Registered Investment Advisor (RIA)
- Certified Financial Planner Board of Standards, Inc.
- Charles H Dow Award
Services
Retirement Planning
Our retirement planning services focus on creating tailored strategies to ensure financial security during and after retirement. We integrate tax planning, income management, and wealth preservation techniques. Clients benefit from proactive guidance to navigate market volatility and achieve long-term goals.
Investment Management
We provide fee-based, full-discretion investment management using proprietary models and momentum strategies. Our approach emphasizes risk mitigation while optimizing returns. Services cater to clients with $10,000+ in assets, offering personalized portfolios aligned with individual objectives.
Tax Planning
Our forward-looking tax planning services aim to minimize future liabilities through strategic analysis. We focus on long-term savings and compliance, leveraging expertise in individual and business tax frameworks. Clients receive actionable advice to enhance financial efficiency.
Estate Planning
Estate planning services address wealth transfer needs for simple estates, business owners, and families with special needs. We develop strategies to ensure financial security and peace of mind. Our solutions emphasize legal compliance and family-specific considerations.
Risk Mitigation
Risk mitigation integrates asset allocation and portfolio analysis to protect against market volatility. We employ momentum-based systems to rotate investments into high-performing assets. Clients gain resilience against short-term fluctuations while pursuing long-term growth.
People
Bill DeShurko
Founder
Bill DeShurko founded 401 Advisor in 1993 after a career in financial services since 1987. He developed proprietary trading models and authored *The Naked Truth About Your Money*. A CFP, he specializes in retirement planning and investment fraud consultation.
Jim Kilgore
Financial Planner
Jim Kilgore, a retired Air Force Master Sergeant, focuses on special needs financial planning. He holds Series 6, 7, and 66 licenses and emphasizes comprehensive wealth management. Jim volunteers with veterans organizations and community projects.
Questions
What services does 401 Advisor offer?
We provide retirement planning, investment management, tax planning, estate planning, and risk mitigation tailored to individual needs.
How does 401 Advisor manage investment risks?
We use proprietary momentum-based models to rotate investments into high-performing assets and minimize exposure to market volatility.
Is there a minimum investment requirement?
Yes, we require a minimum of $10,000 for investment management services.
What areas do you serve?
We are based in Centerville, Ohio, and serve clients nationwide through 401k management and online consultations.
What credentials does your team hold?
Our team includes a Certified Financial Planner (CFP) and a former board member of Homefull, with recognition from the Charles H. Dow Award.
