Business Details
Your Trusted Partner for Wealth Management Solutions
Beacon Hill Private Wealth specializes in delivering strategic financial, investment, and tax planning advice to high-net-worth individuals and families. Founded on principles of trust, integrity, and client-centric service, we operate as an independent Registered Investment Advisor (RIA) committed to providing transparent, fee-only fiduciary guidance. Our evidence-based approach integrates tax-efficient strategies, customized investment management, and proactive financial planning to secure long-term wealth preservation and growth. With decades of combined experience, our team prioritizes personalized solutions for clients navigating complex financial landscapes, including retirement planning, intergenerational wealth transfers, and sophisticated tax optimization.We maintain rigorous adherence to academic research and behavioral finance principles, ensuring disciplined decision-making aligned with client objectives. Our boutique model combines the expertise of larger firms with tailored service, offering clients direct access to seasoned professionals who collaborate with their legal and accounting advisors to optimize outcomes. As a fee-only firm, we eliminate conflicts of interest by avoiding commissions and proprietary products, maintaining full alignment with client interests.
Services
Wealth Management
Financial Planning
Investment Management
Tax Planning
Estate Planning
Risk Management
Retirement Planning
Charitable Giving
Asset Protection
Legacy Planning
Highlights and features
- We implement evidence-driven investment strategies grounded in academic research.
- Our personalized service addresses complex financial needs of high-net-worth clients.
- We operate as fee-only fiduciaries with no hidden fees or commissions.
- Our team holds advanced financial planning certifications including CFP, CPWA, and CIMA.
- We integrate tax-efficient strategies across all aspects of wealth management.
Services
Wealth Management
Our comprehensive wealth management solutions integrate financial planning, investment management, and tax strategies. We create customized plans addressing retirement, estate planning, and legacy goals while focusing on risk management and tax efficiency. Our approach ensures all aspects of your financial life work together cohesively.
Financial Planning
We develop personalized financial roadmaps covering retirement income, estate planning, and cash flow management. Our Design|Build|Protect methodology ensures strategies evolve with life changes while maintaining tax efficiency and alignment with personal values and long-term objectives.
Investment Management
Our evidence-driven investment approach utilizes strategic asset allocation, factor-based investing, and behavioral coaching. We focus on minimizing costs, managing risk, and implementing tax-efficient strategies through diversified portfolios tailored to individual risk tolerance and financial goals.
Tax Planning
We implement proactive tax strategies including tax-loss harvesting, Roth conversions, and charitable giving optimization. Our approach integrates with overall financial planning to minimize liabilities while collaborating with clients' tax professionals for comprehensive solutions.
Estate Planning
Our estate planning services focus on minimizing tax impacts and ensuring wealth transfer according to client wishes. We coordinate with legal advisors to implement trusts, gifting strategies, and charitable vehicles that preserve family harmony and generational wealth.
People
Tom Geoghegan
Founder and Family Wealth Advisor
With over 25 years of experience at top financial institutions, Tom Geoghegan holds CFP, CPWA, CIMA, and RMA certifications. He previously led wealth management teams at Merrill Lynch and Morgan Stanley before founding Beacon Hill Private Wealth to provide independent, planning-first advice.
Questions
What services does Beacon Hill Private Wealth offer?
We provide comprehensive wealth management, financial planning, investment management, tax planning, estate planning, and risk management services tailored to high-net-worth individuals and families.
Are you a fiduciary financial advisor?
Yes, we operate as a fee-only fiduciary firm, legally obligated to act in your best interests without conflicts of interest from commissions or proprietary products.
How do you approach investment management?
Our evidence-based approach uses strategic asset allocation, factor-based investing, and tax-efficient strategies grounded in academic research to optimize long-term portfolio performance.
Do you work with clients outside New Jersey?
While based in Summit, New Jersey, we serve clients nationwide through virtual consultations and digital collaboration tools while maintaining personalized service.
What credentials do your advisors hold?
Our team includes CERTIFIED FINANCIAL PLANNERS (CFP), Certified Private Wealth Advisors (CPWA), and holders of other advanced designations like CIMA and RMA.
How are your fees structured?
We use a transparent, fee-only structure with no hidden costs or commissions, ensuring complete alignment between our interests and client financial success.
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