Buying a new home in Rancho Cucamonga can be a source of anxiety and frustration - but also a huge sense of accomplishment. That's why you need a trusted professional to find the mortgage loan that best fits your needs. For those that already own a home, refinancing your current mortgage has never been easier.
If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. Let me guide you to the very best refinance loan that meets your specific lending needs. Vicky Kelly has many years of experience in the real estate industry.
If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. Let me guide you to the very best refinance loan that meets your specific lending needs. Vicky Kelly has many years of experience in the real estate industry.
Services
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Vicky Kelly is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Vicky will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Vicky Kelly can help you find the right loan program at the lowest rate no matter what your needs are.The goal for Vicky is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Vicky Kelly can help you find the right loan program at the lowest rate no matter what your needs are.The goal for Vicky is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
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We will gladly take your application over the phone and assist you with any questions you may have. Statements for each bank account, mutual fund, investment and/or 401k for the last two months, all pages of every statement. If using child support as income: copy of divorce settlement and proof of having received child support for the last twelve months.
Conventional Loans
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Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, this is no longer true.
Down Payment Assistance
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Are you currently renting your apartment? In many parts of Rancho Cucamonga, Upland, Ontario, Fontana, and surrounding communities, one months rent is approximately a mortgage payment! Why not invest in yourself and build equity, rather than investing in your landlord's wealth? If you are seeking down payment assistance in Rancho Cucamonga, Upland, Ontario, Fontana, and surrounding communities.
FHA Loans
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First time home buyers are often attracted to FHA Loans because they are insured by the Federal Housing Administration (FHA). Because the federal government insures these loans for FHA approved lenders, the risk of loss if a borrower defaults on mortgage payments is reduced, meaning lenders are willing to lend to a wider group of applicants.
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