Since 1983 Lay and Williams Insurance Services has been offering health insurance to both for employers and individuals throughout Texas. Our comprehensive tailor-made benefit packages can address the specific needs of your company and employees. By concentrating on the particulars of your group or family, we are able to design a waste-free health care option that will help control both costs and administrative tasks.
The agents representing Lay and Williams Insurance Services bring you a wealth of experience and knowledge with specialist for group employee benefits, individual insurance and Medicare Supplements, Medicare Advantage Plans and Medicare Drug Plans.
The agents representing Lay and Williams Insurance Services bring you a wealth of experience and knowledge with specialist for group employee benefits, individual insurance and Medicare Supplements, Medicare Advantage Plans and Medicare Drug Plans.
Services
Group Plans 2 to 50 Employees
Report
3. Large group with 50+ employees with no participation requirements (avoid the fines and penalties). 4. Small group with 2 enrolling employees and no participation or contribution requirements (special enrollment period). 5. Send us (info@layandwilliams.com) a census of participating employees with gender, dates of birth and genders and dates of birth for any dependents to be covered.
Special Open Enrollment: Small Groups
Report
As a small business (fewer than 50 employees) there is no mandate to offer health insurance! Cannot meet minimum participation percentage required if employees are asked to share in the cost of the insurance. Ability to offer benefits at a cost you determine (you select the amount, if any, the employer will pay toward the employee premium).
Individual/family Insurance
Report
Short Term/ Non-ACA Health Insurance
Report
If you do not have a qualifying event and have missed the annual open enrollment you can still purchase a temporary plan to bridge the gap in coverage.
Please note that short-term medical insurance (not considered minimum essential coverage under the Affordable Care Act so insured may still be subject to tax penalty) is not guaranteed-issue and is designed for people who are without health insurance and are waiting for permanent major medical insurance coverage.
Please note that short-term medical insurance (not considered minimum essential coverage under the Affordable Care Act so insured may still be subject to tax penalty) is not guaranteed-issue and is designed for people who are without health insurance and are waiting for permanent major medical insurance coverage.
Meet Lay and Williams
Report
With over 30 years specializing in employee benefits, primarily in the North Texas area, we concentrate on the smaller employer, attempting to bring quality service to a market that is often overlooked. In a continuing quest to bring a higher level of professionalism to the marketplace, our staff maintains an ongoing education process and is involved with multiple local professional and business associations.
Reviews
Be the first to review Lay & Williams Health Insurance.
Write a Review
