Business Details
42 Years
experience
Emergency
services
Your Trusted Mid-Michigan Insurance Partner
For nearly four decades, North Central Insurance has been a trusted partner in the mid-Michigan community, delivering comprehensive personal and business insurance solutions. Our commitment to personalized service stems from understanding that every client's needs are unique, which is why we take the time to build relationships and craft tailored coverage plans. As a locally owned agency, we combine deep industry expertise with a dedication to protecting what matters most to our clients. Our team of experienced professionals works with top-tier carriers to ensure competitive rates and robust protection across auto, home, farm, health, life, and commercial insurance.We pride ourselves on being more than just an insurance provider - we're neighbors invested in our community's well-being. Through transparent communication and a focus on long-term relationships, we help clients navigate complex insurance decisions with confidence. Our 40-year legacy reflects our unwavering commitment to excellence in service and community stewardship.
Services
Auto Insurance
Home Insurance
Farm Insurance
Business Insurance
Health Insurance
Life Insurance
Details
- Year established: 1984
Highlights and features
- We offer 40 years of local insurance expertise
- Our team includes agents with 25+ years of experience
- We partner with top-rated insurance carriers
- We provide personalized coverage consultations
- We maintain deep community involvement through local organizations
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and families. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With access to multiple carriers, we help clients find competitive rates that match their specific needs and driving profiles.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options for both standard and unique homes, including additional protections for valuable possessions. Our agents help clients understand policy details and select appropriate coverage limits.
Farm Insurance
We specialize in comprehensive farm insurance packages that protect agricultural operations and rural properties. Our policies cover farm equipment, livestock, crops, and liability risks while accommodating unique farming needs. We work with specialized carriers to ensure proper protection for both small family farms and larger agricultural operations.
Business Insurance
Our business insurance solutions protect companies of all sizes with tailored commercial policies. We offer general liability, property protection, and specialized coverage options for various industries. Our experienced agents help businesses assess risks and implement comprehensive protection strategies that align with their operational needs.
Life Insurance
We provide term and permanent life insurance solutions to help clients protect their families' financial futures. Our policies offer death benefits that can cover final expenses, replace income, or fund long-term obligations. We work with multiple carriers to help clients find appropriate coverage that matches their budget and protection goals.
People
William (BJ) Murphy
President and Owner
With over a decade in insurance, William leads North Central Insurance since 2021. He specializes in personalized coverage solutions while actively engaging in community leadership through Clare Chamber of Commerce and youth sports coaching.
Tanya Dibble
Agent and Office Manager
Tanya serves commercial and farm clients with three years at North Central Insurance. She combines insurance expertise with community involvement, enjoying outdoor activities and family time with her three grandchildren.
Mary Timmins
Agent
With 25+ years experience, Mary specializes in all insurance products while maintaining active roles in Rotary Club and United Way. She brings extensive local knowledge and gardening expertise to her client relationships.
Kelly Newton
Agent
Kelly has served mid-Michigan for 25 years, focusing on personal insurance solutions since joining in 2018. She combines insurance expertise with creative hobbies including floral design and furniture restoration.
Rebeka Teffner
Agent
Rebeka specializes in personal insurance lines, building long-term client relationships through personalized solutions. She balances her insurance career with family time and community engagement in mid-Michigan.
Questions
What types of insurance do you offer?
We provide auto, home, farm, business, health, and life insurance solutions for individuals and commercial clients in mid-Michigan.
Are you affiliated with specific insurance carriers?
As an independent agency, we partner with multiple top-rated carriers to offer diverse coverage options and competitive pricing.
How can I get a personalized insurance quote?
Contact us at 989-386-7772 or request a quote online to schedule a consultation with our experienced agents.
Do you offer after-hours emergency assistance?
Yes, we provide emergency support outside regular business hours at our dedicated after-hours number.
What makes your agency different from others?
Our 40-year local presence, personalized service approach, and deep community involvement distinguish us from other insurance providers.
How do you help clients choose appropriate coverage?
Our experienced agents assess individual needs through detailed consultations, then recommend tailored solutions from multiple carrier options.
Reviews (7)
Kevin Miller
Jul 14, 2021
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Top notch agency that offers several choices for insurance, enabling them to give very competitive rates and the ability to bundle multiple services to get the best price we could find.
Michelle Stough
May 24, 2021
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Called to help a friend. She waited 3 weeks for a check to cover her truck being totalled. She was without a vehicle. It seemed that they were not being helpful
Mary Lou Eberly
Sep 15, 2020
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Easy to work with, quite accomodating and affordable policies plus great customer service!! Thanx, Christine!!
Christopher Schomisch
Jun 28, 2020
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Very helpful, these ladies are always polite and willing to help! They work with multiple companies so the rates are great and always competitive. They truly go out of their way to help the customer :))
Melody Kenny
May 23, 2019
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Helped me get a lower rate on my car and house insurance. Very friendly staff that always make me feel welcome
Morgan Zimmerman
May 25, 2018
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Great Staff here, eager to help out. Had to get a Surety Bond to become a Notary and this was the only place I could find to do it!
Purple Cat
Dec 31, 2016
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Kyle is the BEST insurance guy, EVER!!! He knows insurance, he explains insurance, he's independent so he can actually do all the hunting around for you. He's great with customer service (goes above and beyond)...I just can't say enough good things about him, the service I received, AND the dynamite rates he found for me. Worth every "UGH, insurance" moment I had. It took us all of 2 days to change my (long time) policies out, pay less, and feel a lot more confident about who to call, what to do, if something does happen.
