Business Details
Your Trusted Financial Partner
AmFirst is a trusted financial institution dedicated to empowering members to achieve their financial goals. With a comprehensive range of services including checking and savings accounts, loans, credit cards, and investment solutions, we prioritize competitive rates, personalized guidance, and innovative digital tools. Our team of experienced professionals works closely with individuals and businesses to build long-term financial health through tailored strategies.As a member-owned credit union, we emphasize community engagement, transparency, and ethical practices. Our commitment to exceptional customer service ensures members receive reliable support for every financial decision, from everyday banking to major life milestones.
Services
Business Money Market
Business Lending
Auto Loans
Mortgage Refinance
Personal Line of Credit
Student Lending
Health Savings Account
Commercial Real Estate Loans
Share Certificates
Retirement Planning
Highlights and features
- We offer competitive dividends on business money market accounts.
- Our team provides personalized credit-building solutions for unique needs.
- We feature a wide range of loan options including auto, mortgage, and business financing.
- Our digital banking platform ensures secure, 24/7 access to financial tools.
- We prioritize community-driven financial education and member benefits.
Associations and certifications
- NCUA
Services
Business Money Market
Our Business Money Market accounts offer competitive dividends while maintaining liquidity for operational needs. Members benefit from tiered interest rates based on balances, ensuring growing businesses maximize returns. This service provides a secure foundation for companies seeking reliable cash management solutions with easy access to funds.
Business Lending
We provide tailored financing options including term loans, lines of credit, and equipment financing to support business growth. Our lending specialists work closely with clients to understand unique needs and deliver customized repayment terms. From startups to established enterprises, our solutions help fund expansions, inventory purchases, and operational investments.
Auto Loans
Our auto loan programs feature low APRs and flexible terms for purchasing new or used vehicles. Members receive pre-approval options and access to authorized dealership networks. We offer specialized financing for electric vehicles and refinancing opportunities to reduce monthly payments for qualified applicants.
Mortgage Refinance
We help homeowners lower interest rates, reduce monthly payments, or access equity through cash-out refinancing. Our process includes personalized rate consultations and streamlined documentation. Competitive fixed and adjustable-rate options are available for primary residences and investment properties.
Personal Line of Credit
This revolving credit solution provides immediate access to funds for unexpected expenses or ongoing projects. Members enjoy variable interest rates and the ability to draw funds as needed up to approved limits. Ideal for debt consolidation, home improvements, or emergency financial needs.
Questions
How do I apply for a business loan?
Complete our online application or contact a business lending specialist to discuss your needs and submit required financial documentation.
What digital banking features are available?
Our platform offers mobile check deposit, bill pay, account transfers, loan management, and real-time transaction alerts through the AmFirst app.
Are there fees for loan payments?
ACH transfers have no fee, but debit card loan payments incur an $8.00 transaction fee starting January 1, 2023.
What credit cards do you offer?
We provide Platinum, Platinum Plus, Platinum Pro, Student Indie, and Secured Visa cards with rewards programs and fraud protection.
How can I improve my credit score?
We offer credit-building tools including secured credit cards, personalized counseling, and loan products designed to establish positive payment history.
What investment options are available?
We provide money market accounts, share certificates, IRAs, and financial advisory services to help grow your wealth securely.
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Reviews (4)
Emily Mims
Mar 01, 2021
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No help - cant get in website and when you do it wont take payments. Tried to call but only get a message that they will call back - REALLY!?
Brandi W.
Oct 29, 2020
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This credit union is trash Go to Navy Federal .They will steal your money and then railroad you if you have a dispute.The manager in Trussville Alabama has a nasty attitude and thinks she can handle customer any kind of way like they are slow.This has been a real nightmare dealing with the racists.They need to fire Tiffany Triesler she nothing but a con artist and thief and the tellers there are just like the scumbag Tiffany Go to Navy Federal they treat you better.
Liz W.
May 15, 2020
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Collin with the Amfirst Branch in Inverness, Birmingham, AL 35242 was absolutely wonderful! I am so glad I made the correct connection there to reopen an account to receive a refund and to allow me to call him to check the status. His customer service skills are 5 stars. I love banking with Amfirst for all of our needs. Thank you!
Nancy C.
Apr 01, 2020
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I am writing this review based off the Credit Union's website. It is horrible. See the screenshot below. There is NO LINK to reset my password. No matter what I try, I can't proceed. What a piece of garbage.
