Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Yantis, TX
Yantis Federal Credit Union was established in 1955 through the vision of H.E. Coker and Yantis residents committed to fostering community financial well-being. As a cooperative institution, we prioritize member needs by offering secure savings options, competitive loans, and personalized financial services. Our NCUSIF-insured deposits provide up to $250,000 in federal protection, ensuring member confidence in our stability. We operate under a community charter that emphasizes local decision-making and reinvestment in the communities we serve. Our bilingual staff and modern banking solutions, including mobile and home banking platforms, reflect our commitment to accessibility and convenience.With board members and staff deeply rooted in the region, we maintain strong ties to Hopkins, Rains, and Wood Counties. Our Equal Housing Lender designation demonstrates adherence to fair lending practices under federal regulations. Through partnerships with Americas Credit Unions, we combine local expertise with national resources to better serve our members. Our 68-year history of uninterrupted service underscores our dedication to financial education and community development. We remain focused on evolving with member needs while preserving the founding principle of 'people helping people.'
Services
Savings Accounts
Checking Accounts
Auto Loans
Home Loans
Certificates of Deposit
Details
- Year established: 1955
Highlights and features
- Community charter since 1955 with local decision-making
- NCUSIF-insured accounts up to $250,000
- Bilingual Spanish-English customer service
- 24/7 mobile banking with enhanced security features
- Board members with deep regional ties
Associations and certifications
- National Credit Union Share Insurance Fund (NCUSIF)
What people say
Exceptional personal service
Community-focused approach
Competitive loan rates
Knowledgeable staff
Secure banking options
Services
Savings Accounts
Our Share Savings Accounts offer secure, interest-bearing options for building financial stability. Members enjoy competitive rates with no monthly maintenance fees. These accounts serve as the foundation for all other credit union services while maintaining easy access to funds.
Auto Loans
New and used auto loans feature fixed rates starting at 7% APR for qualified members. We offer flexible terms up to 72 months with no prepayment penalties. Our streamlined approval process ensures quick access to vehicle financing for personal transportation needs.
Home Loans
Real estate financing includes purchase and improvement loans for primary residences. Competitive fixed and adjustable rate options available with personalized underwriting. Our local loan officers assist members through every step of the home financing process.
Mobile Banking
24/7 access through our mobile app enables account management, bill payments, and fraud protection. Features include remote check deposit, Apple Pay integration, and real-time transaction alerts. Enhanced security includes biometric authentication and encrypted data transmission.
Certificates of Deposit
Fixed-rate certificate accounts provide higher returns for committed savings. Terms range from 6 months to 5 years with tiered rate structures. Penalty-free withdrawal options available for select CD products to maintain liquidity while earning interest.
People
Shelly Ogle
CEO/Manager
Shelly Ogle leads Yantis Federal Credit Union with over 20 years of credit union experience. She oversees strategic operations and community engagement initiatives while maintaining a member-focused approach to financial services.
Valinda Stephenson
Compliance Officer
Valinda Stephenson ensures regulatory compliance and fair lending practices across all operations. With 15 years in financial compliance, she maintains our Equal Housing Lender status and federal regulatory standards.
Carolyn Ogle
Consumer Loans
Carolyn Ogle manages consumer lending operations with a focus on personalized loan solutions. Her 18 years of credit union experience help members achieve financial goals through responsible lending practices.
Jerry Miller
Board President
Jerry Miller chairs the board of directors, guiding strategic decisions with deep community knowledge. As a local business leader, he ensures the credit union remains aligned with regional economic needs.
Carol McKeever
Supervisory Committee Chair
Carol McKeever leads the supervisory committee with 30 years of financial oversight experience. She ensures operational integrity and member accountability through rigorous auditing and compliance monitoring.
Questions
What areas do you serve?
We serve Hopkins, Rains, and Wood Counties in East Texas with localized financial services.
Are my deposits insured?
Yes, all deposits are insured up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF).
Do you offer mobile banking?
Yes, our mobile app provides 24/7 account access with features like mobile check deposit and bill pay.
What loan types are available?
We offer auto loans, home mortgages, personal loans, and agricultural equipment financing options.
How can I report fraud?
Call our dedicated fraud line at 888-263-3370 immediately for after-hours debit card issues.
What are your business hours?
Monday-Friday 8:30am-4:00pm. Closed weekends and federal holidays.
