Business Details
Your Retirement Planning Partner in Freeland, MI
At McIntosh & Associates, we specialize in crafting personalized retirement strategies designed to align with your unique financial goals and lifestyle aspirations. With decades of combined experience in financial planning and wealth management, our team prioritizes client-centric solutions that emphasize long-term security and confidence in retirement. We offer comprehensive services including retirement income planning, investment advisory, insurance solutions, and estate planning guidance. Our approach integrates advanced risk assessment tools and proprietary resources like The Focus Wealth Plan to evaluate your current financial standing and develop tailored strategies.As executive producers of the documentary The Psychology of Retirement, we provide exclusive educational content to help clients navigate emotional and financial challenges associated with retirement. Backed by partnerships with registered investment advisory firms and insurance providers, we deliver transparent, ethical advice while maintaining compliance with industry regulations. Our commitment to client education is demonstrated through complimentary seminars, streaming access to retirement-focused content, and personalized consultations to address individual concerns.
Services
Retirement Planning
Investment Advisory
Insurance Solutions
Estate Planning
Risk Assessment
Highlights and features
- We specialize in retirement income planning with customized strategies
- Our proprietary Focus Wealth Plan evaluates comprehensive financial needs
- Complimentary access to retirement education resources and seminars
- Partnerships with registered investment advisory and insurance providers
- Exclusive risk assessment tools for personalized portfolio alignment
Services
Retirement Planning
Our retirement planning service creates customized financial roadmaps to ensure sustainable income throughout your post-career years. We analyze current assets, projected expenses, and risk tolerance to develop strategies that maximize Social Security benefits, manage tax implications, and preserve wealth for heirs. Clients receive ongoing guidance to adapt plans as market conditions and personal circumstances evolve.
Investment Advisory
Through AE Wealth Management partnerships, we provide access to professional investment advisory services tailored to retirement goals. Our approach combines risk assessment tools with diversified asset allocation strategies to optimize growth potential while maintaining appropriate risk levels. Regular portfolio reviews ensure alignment with changing market dynamics and client objectives.
Insurance Solutions
We offer fixed insurance products designed to create guaranteed income streams and protect against longevity risk. Our solutions include annuities and life insurance policies that provide financial security while complementing broader retirement strategies. All insurance products are carefully matched to individual needs and risk profiles.
Estate Planning
Our estate planning guidance helps clients efficiently transfer assets to heirs while minimizing tax burdens. We coordinate with legal professionals to establish trusts, wills, and beneficiary designations that align with overall retirement objectives and family legacy goals.
Risk Assessment
Using advanced risk evaluation tools, we measure clients' risk tolerance and portfolio alignment to create balanced investment strategies. This assessment forms the foundation for personalized financial plans that balance growth objectives with security needs during retirement years.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement strategies including income planning, investment advisory, insurance solutions, and estate planning guidance tailored to individual financial goals.
Do you offer free retirement planning resources?
Yes, we provide complimentary access to The Psychology of Retirement documentary and personalized risk assessment tools for clients.
Are your financial advisors certified professionals?
Our team works with registered investment advisors and licensed insurance professionals to deliver compliant, regulated financial services.
How do you create personalized retirement plans?
Using our proprietary Focus Wealth Plan methodology, we analyze your financial situation, risk tolerance, and retirement objectives to develop customized strategies.
Can I meet with a retirement planner locally?
We serve clients in Freeland, Michigan and offer in-person consultations at our Midland Road office by appointment.
What investment products do you recommend?
Through our partnership with AE Wealth Management, we offer access to diversified investment products aligned with your retirement timeline and risk profile.
Reviews (7)
Deborah Smith
Jan 25, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
After having been referred here by a friend for Health Care Insurance, I now realize this was the best move ever. These folks are not only friendly, they are knowledgeable on all types of needs for the future. I will never deviate any where else.
After having been referred here by a friend for Health Care Insurance, I now realize this was the best move ever. These folks are not only friendly, they are knowledgeable on all types of needs for the future. I will never deviate any where else.
Jessica Buckner
Jul 04, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Stephanie assisted my family with finding a plan that had good coverage and was affordable for a short term plan. She answered all our questions and was very efficient! I would recommend McIntosh to anyone I knew looking for insurance assistance!
Stephanie assisted my family with finding a plan that had good coverage and was affordable for a short term plan. She answered all our questions and was very efficient! I would recommend McIntosh to anyone I knew looking for insurance assistance!
Lou Rangel
May 19, 2021
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I was referred to McIntosh and Associates by a friend of mine. I had been paying over $600 a month for health insurance so I went out on a limb, called them, set up a phone meeting with Mindy for the next morning. Mindy called me right on time. After talking with her for a few minutes, she had Stephanie talk to me about different insurance options. Stephanie was absolutely amazing! Not only did I get better insurance, Blue Cross Blue Shield, lower deductible and co-pays, my insurance Premium was cut in half!!!! I am over the moon with Stephanie and McIntosh and Associates. I even had my sister
Toni Provoast
Apr 24, 2021
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The Mcintosh Associates met all our expectations from the moment we met them we knew this is where we wanted and should be with. They have been there for us every step of the way getting us through sign ups with SS and Medicare. And most of all being able to retire with confidence in our financial status most importantly available for our granddaughters birth their caring of their clients go above and beyond the Mcintosh & Associates are exceptional knowledgeable company I wouldnt go any where else
Art Shepler
Apr 17, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I was looking for a place to move my retirement account to a few years ago. McIntosh & Associates is where I chose to go. They have so far exceeded my expectations! They are very professional, courteous and kind. I recommend to anyone out there who is looking for financial services to speak with them and see what they have to offer.
I was looking for a place to move my retirement account to a few years ago. McIntosh & Associates is where I chose to go. They have so far exceeded my expectations! They are very professional, courteous and kind. I recommend to anyone out there who is looking for financial services to speak with them and see what they have to offer.
Sarah Gorman
Sep 13, 2020
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Positive:Professionalism
Mindy McIntosh is a superbly informed and personable professional. I have received exemplary advice and service from her and her organization for more than 10 years and recommend her without reservation.
Mindy McIntosh is a superbly informed and personable professional. I have received exemplary advice and service from her and her organization for more than 10 years and recommend her without reservation.
Trevor Szafranski
Jul 19, 2020
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When I choose businesses to support or more importantly those in which I will entrust with my family's future, I want to know what kind of people operate them. Great people run great businesses because of who they are at their core. McIntosh & Associates is a perfect example. Not only do they offer an array of helpful services, but you can trust that they will treat you and your future like it is their own. If you are considering McIntosh & Associates, you're getting small town care and attention with big city knowledge and experience. Highly recommended!
