Business Details
50+ Years
experience
Your Trusted Financial Partner in Yankton, SD
Explorers Credit Union has been dedicated to financial empowerment since its founding in 1962. Originally established as the Yankton State Hospital Employees Federal Credit Union, we evolved through strategic expansions to serve 30 counties across South Dakota and Nebraska. As a not-for-profit, member-owned cooperative, we prioritize community impact by reinvesting profits into financial education, low-interest loans, and higher dividends. Our team combines fresh perspectives with decades of local expertise to deliver personalized services like Kasasa accounts, designed to maximize cash back rewards and savings growth.We maintain a strong commitment to transparency, ethical practices, and community development through initiatives like our Annual Cereal Drive and educational scholarships. With over $100 million in assets and 9,000+ members, we continue expanding our digital tools while preserving the personal touch that defines our member experience.
Services
Kasasa Cash Back Checking
Kasasa Saver Accounts
Auto Loans
Home Equity Loans
Credit Cards
Mobile Banking
Debit Card Roundup
Financial Education
Community Shred Days
Scholarship Programs
Details
- Year established: 1962
Highlights and features
- We operate as a member-owned cooperative returning profits to members through better rates
- Our Kasasa accounts offer up to 6.00% APY cash back on everyday purchases
- We've served the Yankton community since 1962 with locally-informed financial solutions
- Our 30,000+ nationwide surcharge-free ATMs provide coast-to-coast access
- We combine digital innovation with personalized service from local experts
Services
Kasasa Cash Back Checking
Earn 6.00% APY cash back on everyday debit card purchases when you qualify. This free checking account requires maintaining monthly qualifications to maximize rewards. Ideal for members seeking to earn while managing daily expenses.
Kasasa Saver Account
Earn 3.00% APY when linked to a Kasasa Cash Back Checking account. This free savings account helps members grow emergency funds while maintaining liquidity. Perfect for building financial security through consistent savings.
Home Equity Loans
Access competitive-rate home equity loans for major purchases or debt consolidation. Flexible terms available for members leveraging property equity. Funds can be used for home improvements, education expenses, or other significant needs.
Debit Card Roundup
Automatically round up debit card purchases to the nearest dollar. Transfers occur daily to designated savings accounts. Helps members build savings effortlessly through everyday spending habits.
Financial Education
Access free educational resources covering budgeting, credit building, and financial planning. Includes community workshops and personalized guidance from experienced advisors. Designed to improve financial literacy at all life stages.
Questions
What makes Explorers Credit Union different from traditional banks?
As a member-owned credit union, we return profits to members through better rates and lower fees. Our local decision-making ensures personalized service tailored to community needs.
How do Kasasa accounts work?
Kasasa Cash Back Checking offers 6.00% APY cash back on purchases when qualified. The Kasasa Saver provides 3.00% APY when linked to the checking account, helping maximize savings growth.
Can I access my accounts outside business hours?
Yes, our 30,000+ surcharge-free ATMs and digital banking platform allow 24/7 access to account management, transfers, and bill payment services.
What loan options are available?
We offer competitive-rate auto loans, home equity loans, personal loans, and credit cards. Members also benefit from specialized programs like holiday financing and student loan options.
How does the credit union support the community?
Through financial education programs, scholarship opportunities, and initiatives like our Annual Cereal Drive and Hats for Vets program, we reinvest in local growth and development.
Reviews (5)
Jeff Stracqualursi
Nov 22, 2020
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I feel very welcomed here at Explores Credit Union. The staff were very kind quick and efficient at what they do. My question is, during off hours can I utilize the ATM to deposit pay checks and have those funds available to me on my Explorers Credit Union bank card within a few hours? Just wondering. If not,could a service such as this become available? In any case I'm enjoying my membership here at your friendly and helpful Credit Union.
Jeff
Jeff
Corrisa McChesney
Jun 16, 2020
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This credit union has the worst services and client support. No one ever calls you back. You have the option to send messages online but dont bother no one gets back to you. I was told I was going to get temp checks with my paperwork and that Paula would order a debit card right away that never happened. I called to inquire about it, the person who answered said she couldnt see that and she would have a teller call me back, that never happened. When I got my paperwork to sign, No disclosures I didnt have any additional information like the account number or anything. Not to mention when
Stadiume Hott
Nov 11, 2019
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Very cool bank. Very friendly and helpful staff. They never make you feel like garbage for banking with them, which some places seem good at.
Will Griffco Recover
Jul 19, 2018
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Staff has always been nice. I utilize the Springfield branch mostly. Nice big drive thru. They made some real nice renovations over these past few years.
Jacob Noland
Oct 29, 2017
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Great place for banking, espically if you're in need of a loan!! They worked with me fresh out of high school, and no credit score.