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Business Details
17 Years
experience
Your Trusted Insurance Partner in Sandpoint, ID
Selkirk Insurance Services, formerly Insurance Shop USA, is a locally owned and family-operated insurance brokerage based in Sandpoint, Idaho. Since 2009, we have specialized in auto, home, commercial, workers' compensation, and life insurance, serving the North Idaho community and beyond. Our mission is to provide exceptional customer service and superior insurance products that protect families and businesses from life's unexpected challenges. We combine personalized service with cutting-edge rating technology to ensure clients receive tailored coverage at competitive prices.

Our team of professional agents averages over 15 years of industry experience, offering expert guidance for all insurance needs. We prioritize efficiency and transparency, ensuring clients feel confident their assets and loved ones are protected without overspending. Our commitment to accuracy and integrity has built strong relationships with clients and top-rated insurance companies nationwide.
Services
Auto Insurance Home Insurance Commercial Insurance Workers Compensation Life Insurance High Net Worth Insurance Other Insurance
Details
  • Year established: 2009
Highlights and features
  • We offer personalized insurance solutions tailored to your unique needs.
  • Our agents average over 15 years of experience in the insurance industry.
  • We utilize cutting-edge rating technology to secure competitive pricing.
  • Our team maintains strong relationships with top-rated national insurers.
  • We prioritize transparency, accuracy, and long-term client relationships.
Services
Auto Insurance
Auto insurance policies protect drivers from financial losses due to accidents, theft, or damage. Our agents help clients compare rates from multiple insurers to find affordable coverage that meets state requirements and personal needs. Bundling options and available discounts can further reduce costs while maintaining comprehensive protection.
Home Insurance
Home insurance safeguards property owners against damages from events like fires, storms, or liability claims. We explain policy details including coverage limits, exclusions like flood/earthquake protection, and recommend appropriate policies based on individual risk factors and property value.
Commercial Insurance
Commercial insurance protects businesses from industry-specific risks including property damage, liability claims, and operational disruptions. Our experienced agents help Idaho businesses select appropriate policies covering general liability, property protection, and specialized risks associated with their specific operations.
Workers Compensation
Workers' compensation insurance covers job-related injuries and illnesses. We assist businesses in securing compliant policies that protect both employers and employees while navigating Idaho's regulatory requirements and ensuring proper coverage for workplace incidents.
Life Insurance
Life insurance provides financial protection for dependents in the event of policyholder death. We offer term and permanent life insurance solutions to meet diverse needs, helping clients secure their family's financial future through death benefit planning and estate protection strategies.
People
Travis Smith
President
Third-generation insurance professional with 15+ years experience. Former Safeco Advisory Council member recognized for exceptional client service and underwriter relationships. Specializes in complex risk solutions.
Randy Smith
Vice President
30-year insurance industry veteran focusing on back-office operations. Co-founder of Smith Financial Services. Prioritizes customer service and maintains strong carrier relationships while overseeing agency growth strategies.
Ashleigh Mire
Insurance Broker
Sandpoint native with business management degree from Eastern Washington University. Joined Selkirk in 2012, specializing in personal lines insurance. Active community member committed to building lasting client relationships.
Alisa Hunt
Office Manager
Military veteran with extensive insurance experience. Former Bonner County DMV employee who rejoined Selkirk in 2012. Primary point of contact for client communications and office operations.
Tracy Young
Insurance Broker
15-year insurance professional serving Sandpoint since 2005. Transitioned to Selkirk in 2016 after working with founder Janni Smith. Specializes in personalized policy management and client support.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, workers' compensation, life, and high net worth insurance policies tailored to individual and business needs.
How can I get an insurance quote?
Request instant quotes online through our comparative quoting form or contact our agents for personalized assistance.
Do you serve clients outside Idaho?
While based in Idaho, we serve clients across multiple states including Washington, Montana, Oregon, and Arizona.
What sets your agency apart from others?
Our local expertise, personalized service, and access to multiple top-rated insurers ensure competitive pricing and tailored coverage.
Can I manage my policy online?
Yes, use our Client Center to view policies, make payments, add drivers, or file claims securely online.
Reviews (4)
Ned Davis
Jan 02, 2022 Report
Great insurance personnel, very knowledgable can find the best deal for any situation. They always try to get you the best deal possible.
Jeamette Lock
Dec 08, 2020 Report
Travis, Is very responsive, even when I have brought him an emergency on my part. Travis has gone out of his way to make sure that we have the coverage we need. We have a bit of a challenge policy owning a farm along with our private home policy. Travis has always come through. His office staff is very knowledgeable and professional. I would and do recommend them to everyone.
Danika Murray
Jan 07, 2020 Report
Five stars just doesnt seem to be enough stars!!! Janni, Tracy & Travis are nothing less than WONDERFUL!!! I just recently got into an accident (my first one) & I had no idea the language of insurance, all three of them answered my every question & made the process so much better/easier. I was incredibly thankful to have them on my side.
Debra Campbell
Sep 06, 2019 Report
I wish there were more stars! Janni, Travis and Tracy deserve more stars! I cannot thank them enough for taking care of my daughter! That's all a mom wants, is to know their children will be ok. The Insurance Shop in Sandpoint, Idaho did that for me. The customer IS their priority, NOT the bottom dollar! They made the process easy and helped calm the fears. THANK YOU!