Business Details
50+ Years
experience
Trusted Financial Services in Massillon, OH
Friends & Family Credit Union has been serving member-owners since 1958, providing comprehensive financial services to residents and businesses in Stark County, Ohio. As a member-owned cooperative with over $100 million in assets, we prioritize community needs through competitive loan rates, savings solutions, and personalized service. Our experienced team delivers democratic control, with members electing a volunteer board to guide policies.We offer 24/7 digital banking tools alongside three local branches, ensuring accessibility while maintaining a commitment to returning earnings to members through enhanced rates and reduced fees. Our American Share Insurance coverage protects deposits up to $250,000, reinforcing our dedication to security and trustworthiness in all financial operations.
Services
Auto Loans
Home Equity Lines
Checking Accounts
Savings Accounts
Credit Cards
Details
- Year established: 1958
Highlights and features
- We offer over 60 years of community-focused financial expertise.
- Our member-owned structure ensures competitive rates and personalized service.
- We provide 24/7 online and mobile banking convenience.
- Our free Kasasa Checking offers cash rewards and no monthly fees.
- We guarantee secure transactions with advanced fraud protection.
Associations and certifications
- American Share Insurance
What people say
Competitive loan rates
Friendly staff
Easy online banking
No monthly fees
Quick service
Services
Auto Loans
We provide competitive auto loans with rates as low as 4.99% APR for qualified members. Our flexible terms up to 76 months accommodate various budget needs while maintaining affordable payments. As a local credit union, we offer personalized pre-approval processes and refinancing options to help members save money on existing vehicle loans.
Home Equity Lines
Our Home Equity Lines of Credit unlock property equity for home improvements, debt consolidation, or major purchases. With variable rates starting at Prime Rate, members access funds conveniently through checks or linked debit cards. We offer competitive terms and personalized consultations to ensure responsible borrowing aligned with financial goals.
Checking Accounts
We offer multiple checking solutions including free Kasasa Checking with cash rewards and Family Secure Checking featuring identity protection. All accounts include no monthly maintenance fees, unlimited check writing, and mobile banking access. Our debit cards provide surcharge-free ATM access through national networks.
Savings Accounts
Our savings products include standard savings, certificates, and money market accounts with tiered rates. Members benefit from American Share Insurance coverage up to $250,000 and optional Round-Up savings features. We provide competitive APYs and flexible terms from 6 months to 5 years for certificate options.
Credit Cards
We offer Platinum Rewards Mastercard options with triple points on purchases and no annual fee. Our credit cards include Mastercard SecureCode protection and mobile card management tools. Members qualify for competitive rates based on creditworthiness through our personalized underwriting process.
Questions
What financial services do you offer?
We provide auto loans, mortgages, HELOCs, checking/savings accounts, credit cards, and financial services for Stark County residents and businesses.
How can I join Friends And Family Credit Union?
Eligibility requires living, working, or attending school in Stark County, Ohio. A $5 minimum deposit opens membership with immediate family benefits.
Are my deposits insured?
Yes, deposits are insured up to $250,000 through American Share Insurance, a private deposit insurer.
Do you have mobile banking options?
Yes, we offer free mobile banking with check deposit, bill pay, card management, and real-time transaction alerts.
What loan rates do you currently offer?
Auto loans start at 4.99% APR for 60 months. Mortgage rates begin at 5.24% APR with flexible term options available.
Can I access ATMs without fees?
Yes, members access surcharge-free ATMs through our branches and national networks like Alliance One and MoneyPass.
