Business Details
24 Years
experience
Your Trusted Redlands Insurance Broker
JoAnn's Health Insurance Agency has served Redlands, California since 2002, providing personalized insurance solutions for individuals and businesses. Founded by Rod McGlothlin with over four decades of experience in financial planning and insurance, our agency prioritizes client relationships and objective guidance. Certified Health Insurance Agent JoAnn Sanchez brings specialized expertise through her personal experience navigating complex healthcare systems. We represent nine major carriers to offer 35+ products, focusing on health, Medicare, life, and group insurance plans. Our team emphasizes diversification and long-term financial security while maintaining deep local market knowledge in San Bernardino County.We operate with transparency, offering free consultations and 24/7 client support during business hours. Our office maintains physical presence in downtown Redlands while serving broader Inland Empire communities. With combined decades of industry experience, we help clients avoid coverage gaps and penalties through tailored insurance strategies. Our commitment to client education ensures informed decision-making about healthcare and financial protection needs.
Services
Health Insurance
Medicare Plans
Life Insurance
Group Health Insurance
Individual Family Plans
Details
- Year established: 2002
Highlights and features
- We offer personalized insurance solutions tailored to individual needs
- Our team represents multiple carriers for comprehensive coverage options
- Certified agents with specialized health insurance expertise
- Decades of experience serving Redlands and San Bernardino County
- Free consultations with no-obligation coverage evaluations
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families. Our certified agents help clients navigate on-exchange (CoveredCA) and off-exchange plans to find optimal coverage. With access to multiple carriers, we ensure competitive pricing while explaining essential benefits like preventive care, prescription coverage, and emergency services.
Medicare Plans
Our Medicare specialists assist retirees with Advantage Plans, Supplement Insurance, and Prescription Drug coverage. We explain enrollment periods, coverage gaps, and cost-sharing requirements while comparing 35+ local plan options. Clients receive personalized guidance to avoid penalties and ensure continuous coverage during retirement transitions.
Life Insurance
We offer term and whole life insurance policies to protect families financially. Our agents explain policy differences, premium structures, and death benefit options. Clients receive objective comparisons across carriers to find affordable coverage that meets their estate planning and family protection needs.
Group Health Insurance
Small business owners receive customized employee health benefit packages. We help establish competitive plans that attract talent while managing costs. Our services include plan comparisons, enrollment assistance, and ongoing compliance support for employers navigating changing healthcare regulations.
Individual Family Plans
We specialize in creating family health insurance solutions that balance coverage and affordability. Our agents explain deductible options, network limitations, and subsidy eligibility for both marketplace and private plans. Clients receive ongoing support for policy renewals and life change-related coverage adjustments.
People
JoAnn Sanchez
Certified Health Insurance Agent
Certified agent with 12 years of Redlands insurance experience. Specializes in health insurance after navigating her daughter's medical challenges. Focuses on personalized client service and comprehensive coverage comparisons.
Rod McGlothlin
Founder
Insurance professional with 44 years of experience. Established Redlands office in 1982 and The McGlothlin Group in 2002. Emphasizes portfolio diversification and long-term client relationships before retiring in 2018.
Questions
What insurance products do you offer?
We offer health, Medicare, life, and group insurance plans from nine major carriers. This includes on-exchange (CoveredCA) and off-exchange options for individuals and small businesses.
How do you help clients choose insurance plans?
Our certified agents analyze your medical needs, budget, and family situation. We compare multiple carriers' plans to find coverage matching your specific requirements and financial situation.
Do you specialize in Medicare enrollment?
Yes, we specialize in Medicare Advantage, Supplement, and Prescription Drug Plans. Our agents explain enrollment periods, coverage options, and help avoid costly penalties during retirement transitions.
Are your services free?
Yes, we offer free consultations and enrollment services. Our compensation comes from insurance carriers through commissions, allowing unbiased plan comparisons at no additional cost to clients.
