Business Details
Trusted Retirement Plan Consulting and Administration Services
Benefit Plans Plus (BPP) is a dedicated retirement plan consulting firm and third-party administrator committed to delivering high-quality work, technical expertise, and personalized service to advisors and plan sponsors. Our mission is to provide practical tools, services, and strategies that help grow healthier retirement plans while ensuring compliance with evolving regulatory standards. Based in St. Louis, Missouri, we serve clients across the Midwest, including private, public, nonprofit, and government sectors, handling plans of all sizesfrom startups to large organizations. Our team of credentialed retirement plan experts combines deep technical knowledge with a client-centric approach, offering tailored solutions for 401(k), 403(b), 457(b), and pension plans. We specialize in retirement plan administration, compliance testing, IRS reporting, and distribution processing, ensuring seamless operations and regulatory adherence. Our commitment to excellence is reflected in our robust compliance testing processes, which help clients avoid penalties associated with non-compliance while maintaining the integrity of their retirement plans.With a focus on personalized service, we partner with businesses to navigate complex retirement plan requirements, providing actionable insights and measurable outcomes. Our expertise extends to custom retirement plan design, annual maintenance, and participant communication, ensuring clients receive comprehensive support throughout the lifecycle of their plans. BPPs dedication to innovation and client satisfaction has established us as a trusted partner for businesses seeking reliable retirement plan solutions. We prioritize transparency, technical precision, and proactive communication, empowering clients to make informed decisions that align with their financial goals. Our teams extensive experience in ERISA regulations and industry best practices ensures that every client receives tailored guidance to optimize their retirement plans performance.
Services
Retirement Plan Administration
Compliance Testing
IRS Reporting
Distribution Processing
Plan Design Services
Highlights and features
- We offer personalized retirement plan solutions tailored to businesses of all sizes.
- Our team specializes in compliance testing to avoid regulatory penalties.
- We provide IRS reporting and Form 5500 filings with precision and timeliness.
- Our experts handle complex plan designs for 401(k), 403(b), and pension plans.
- We serve clients across the Midwest with decades of retirement plan experience.
Services
Retirement Plan Administration
We provide comprehensive retirement plan administration services, ensuring compliance with ERISA regulations and IRS requirements. Our team handles annual maintenance tasks, including testing, filing, and participant communication, for 401(k), 403(b), and pension plans. Our goal is to simplify complex administrative processes, allowing businesses to focus on growth while maintaining plan integrity.
Compliance Testing
Our compliance testing services verify that retirement plans meet federal regulations, avoiding costly penalties. We conduct thorough analyses of plan operations, correct discrepancies, and provide actionable recommendations. This service ensures clients remain in good standing with the IRS and Department of Labor while maintaining fiduciary responsibilities.
IRS Reporting
We prepare and file essential IRS forms, including annual Form 5500 and associated schedules. Our team ensures accurate documentation of plan assets, participant data, and trust financials, reducing the risk of non-compliance. This service supports transparency and regulatory adherence for retirement plan sponsors.
Distribution Processing
We manage loan and distribution requests with precision, ensuring timely and accurate processing. Our secure systems handle participant withdrawals, rollovers, and loan repayments while maintaining compliance with plan documents and regulatory guidelines.
Plan Design Services
We design tailored retirement plans that align with business objectives and employee needs. Our experts evaluate tax advantages, contribution structures, and eligibility rules to create efficient, compliant plans. This service supports long-term plan sustainability and participant engagement.
Questions
What retirement plans do you administer?
We administer 401(k), 403(b), 457(b), and pension plans under ERISA guidelines.
How do you ensure compliance with regulations?
We conduct annual compliance testing and prepare IRS filings to maintain regulatory adherence.
Do you serve businesses outside the Midwest?
Our primary focus is the Midwest, but we collaborate with clients nationwide through virtual support.
What services are included in plan administration?
Our services include testing, reporting, distribution processing, and participant communication.
