Business Details
50+ Years
experience
Your Trusted Financial Partner in North Dakota
North Star Community Credit Union is a not-for-profit financial cooperative founded in 1940 by a group of men from Benson County. We began with 149 members and have grown to serve over 22,000 members across 13 locations in North Dakota through strategic mergers and community-focused service. Our mission is to deliver personalized financial solutions that empower individuals to achieve their unique financial goals. Guided by the Credit Union philosophy of 'Not for Profit, Not for Charity, But for Service,' we prioritize member needs through competitive rates, low fees, and innovative digital tools. With a legacy spanning more than eight decades, we remain committed to strengthening communities through financial education, local partnerships, and exceptional service.Our experienced team works closely with members to provide tailored advice on savings, loans, and wealth-building strategies. As a member-owned institution, every $5 minimum deposit grants you equal voting rights and access to all benefits. We take pride in our history of adaptability, having expanded from a single office to a statewide network while maintaining the personal touch of a local credit union. Our board of directors volunteers their expertise to ensure financial stability and strategic growth. Today, we continue to honor our founding principles while embracing modern financial solutions for future generations.
Services
Savings Accounts
Certificate of Deposit
IRA and HSA Accounts
Payment Accounts
Ag Loans
Commercial Loans
Personal Loans
Real Estate Loans
Credit Cards
Safe Deposit Boxes
Details
- Year established: 1940
Highlights and features
- We are a member-owned credit union with over 80 years of local experience.
- Our not-for-profit structure provides higher savings rates and lower loan rates.
- We offer surcharge-free access to 30,000+ ATMs nationwide through networks.
- Our board of directors volunteers expertise to ensure financial stability.
- We prioritize community development through financial literacy programs and local partnerships.
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Staff is very friendly
Quick service
Remember your name
Professional and helpful
Like visiting family
Services
Savings Accounts
Our savings accounts provide secure options for building financial stability with competitive rates. Designed for short-term goals and emergency funds, these accounts offer easy access to funds while earning dividends. Members benefit from our not-for-profit structure through higher returns compared to traditional banks.
Ag Loans
Customized agricultural loans support North Dakota farmers with equipment purchases, land acquisitions, and operational expenses. Our experienced loan officers understand farming cycles and provide flexible terms tailored to individual farm operations. Competitive rates reflect our commitment to rural community development.
Credit Cards
Visa credit cards combine purchasing power with member benefits like fraud protection and travel insurance. Available with variable rates, these cards offer rewards programs and financial flexibility while maintaining affordable borrowing costs through our cooperative structure.
Safe Deposit Boxes
Available at multiple branch locations, safe deposit boxes protect important documents and valuables with 24/7 security. Sizes range from small to large to accommodate different storage needs, providing members a trusted solution for safeguarding precious items.
Financial Counseling
Complimentary financial counseling services help members create budgets, manage debt, and plan for major purchases. Our certified counselors provide personalized guidance using digital tools and in-person consultations to improve financial literacy across all life stages.
People
Bob Herrington
Manager
Serving as manager since the credit union's early years, Bob Herrington brings decades of experience in cooperative financial services and community development.
Michael Black
Chairman
Board Chairman Michael Black volunteers strategic leadership to ensure long-term stability while maintaining the credit union's community-focused mission and values.
Joann Bergrud
Chief Operations Officer
As Chief Operations Officer, Joann Bergrud oversees daily operations and received the Professional of the Year award for outstanding contributions to credit union excellence.
Questions
What financial services does North Star CCU offer?
We provide savings accounts, loans, credit cards, safe deposit boxes, and financial counseling services to North Dakota residents and organizations.
How do I become a member?
Join by opening a Primary Savings account with a $5 minimum deposit. Membership eligibility extends to individuals and businesses in North Dakota.
What loan types are available?
We offer personal, auto, mortgage, agricultural, and commercial loans with competitive rates tailored to individual financial situations.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Do you have mobile banking?
Our mobile app provides 24/7 account access for transfers, bill payments, check deposits, and real-time transaction monitoring.
What community initiatives do you support?
We fund financial literacy programs, sponsor local events, and contribute to organizations like Sanford Children's Hospital through cookbook sales.
