Business Details
37 Years
experience
Emergency
services
Marine & Environmental Pollution Insurance Experts in Danbury, CT
Environmental Pollution Group has been a trusted leader in specialized insurance solutions since 1989. Our expertise in marine and environmental risk management stems from decades of focused underwriting experience. We provide comprehensive coverage options for vessel pollution, excess marine liability, and non-marine pollution exposures through our Lloyd's cover holder platform. Our team of seasoned professionals works directly with clients to identify optimal market solutions while maintaining strict adherence to regulatory compliance standards. With access to $300 million in excess liability capacity and a nationwide spill response network, we deliver tailored insurance programs that address complex environmental risks. Our commitment to innovation is demonstrated through customized endorsements for state-specific regulations, cyber threats, and terrorism coverage.The company's technical proficiency in marine professional liability ensures protection for ship brokers, surveyors, and maritime consultants. Our dedicated claims team provides 24/7 support through an independent incident command system managed by industry-recognized spill response experts. We maintain transparent communication channels with policyholders while implementing cost-effective remediation strategies that incorporate client expertise. Our digital infrastructure streamlines application processes through secure online forms while maintaining rigorous data protection protocols.
Services
Marine Pollution Insurance
Excess Liability Coverage
Site Pollution Protection
Contractors Pollution Liability
Marine Professional Liability
War Risk Coverage
Scrap Tow Insurance
Transportation Pollution Coverage
Storage Tank Insurance
Cyber Attack Protection
Details
- Year established: 1989
Highlights and features
- We offer 34 years of specialized expertise in marine pollution underwriting
- Our Lloyd's platform provides $300 million excess liability capacity
- 24/7 claims line with dedicated spill response network access
- Customized coverage options for both marine and non-marine pollution risks
- Experienced team with direct industry knowledge of maritime operations
Associations and certifications
- Lloyd's of London
Services
Marine Pollution Insurance
Specialized insurance for vessel pollution risks including COFR guarantees and federal fines coverage. Provides protection up to $10 million per incident with customizable deductibles. Available for diverse vessel types ranging from commercial ships to specialized marine equipment.
Excess Liability Coverage
High-limit liability solutions up to $300 million excess of underlying coverage. Designed for marine operators requiring enhanced protection beyond standard policy limits. Includes specialized endorsements for cyber threats and terrorism-related incidents.
Site Pollution Insurance
Comprehensive coverage for pollution releases from owned or managed properties. Available limits from $500,000 to $25 million with customizable provisions for onsite and offsite cleanup operations. Tailored for industrial facilities and commercial properties.
Contractors Pollution Liability
Specialty insurance addressing pollution exclusions in standard CGL policies. Provides third-party protection for contractors working in energy and industrial sectors. Available with limits from $1 million to $25 million based on project requirements.
24/7 Claims Response
Round-the-clock claims assistance through dedicated notification line. Managed by independent spill response experts with nationwide network coverage. Implements incident command system protocols for efficient pollution event management and remediation.
People
Lars Perkins
Underwriter
Marine insurance specialist with extensive experience in pollution risk assessment. Directs underwriting operations for vessel coverage programs. Available for complex policy consultations.
Carolyn Simonson
Senior Underwriter
Seasoned insurance professional managing policy placements and market negotiations. Provides expert guidance on environmental liability coverage options. Primary contact for new business inquiries.
Harry Yerkes
Underwriting Manager
Leads underwriting team with focus on innovative risk solutions. Develops customized insurance programs for unique marine exposures. Coordinates with global reinsurance markets.
Ben Benson
Spill Response Director
Environmental response expert managing 24/7 spill management network. Implements proven incident command protocols for pollution events. Oversees technical response teams nationwide.
Christian Perkins
IT Director
Technology specialist maintaining secure digital infrastructure. Manages online application systems and data protection protocols. Ensures continuous IT support for underwriting operations.
Questions
What types of vessels does your marine insurance cover?
We insure yachts, tugs, barges, fishing vessels, supply vessels, crane barges, dredges, and other commercial marine equipment.
Do you offer pollution coverage for land-based operations?
Yes, we provide site pollution insurance for storage tanks, industrial facilities, and transportation risks with customizable policy limits.
How does your 24/7 claims service work?
Our dedicated claims line connects you directly to spill response experts who coordinate immediate assistance through our nationwide network.
Can you provide war risk coverage for maritime operations?
We offer terrorism-amended war risk coverage for vessels up to $15 million with P&I limits matching agreed values.
What specialized insurance options exist for marine professionals?
Our marine professional liability policies protect ship brokers, surveyors, consultants, and other maritime specialists against third-party liability claims.
How do you handle excess liability requirements?
Through our Lloyd's platform, we place excess marine liability coverage up to $300 million with flexible underwriting terms.
