When buying or refinancing your home, you want to be sure the property is free of any liens, claims, or encumbrances. This is where King Title comes in. When closing property located in the State of Maryland, we provide title insurance and full escrow services. King Title prides itself on being progressive and innovative.
Since opening in 1991, King Title Company has grown to be a dominant force in the State of Maryland. King Title Company is a customer driven and service oriented company and we have always endeavored to be the best.
Since opening in 1991, King Title Company has grown to be a dominant force in the State of Maryland. King Title Company is a customer driven and service oriented company and we have always endeavored to be the best.
Services
HUD Property Sales
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A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers the home for sale to the public. HUD is represented by several different Asset Managers in Maryland. The Asset Managers manage the property sale.
Library
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Tenants in common contains no survivorship. When one owner passes away, their property passes through their estate to their respective estate beneficiaries. Each person owns their proportionate share of the property. By default, proportionate share would be divided up by the number of people who own the property.
Life Estate Deed
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A life estate deed can be thought of as a will solely for a particular property. A Life Estate deed provides that the owner of the property ("Life Tenant") owns the property during the Life Tenant's lifetime. The Remainderman named in the life estate deed becomes the owner of the property upon the death of the Life Tenant.
Warranty Deed
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Many people confuse the concept of a Warranty Deed with the concept of a sellers guarantee of the physical condition of the house. When we discuss Warranty Deeds, Warranty refers only to the condition of the Title. It is not related to the physical condition of the house. There is no language in a deed that covers the physical condition of the house.
Title Insurance
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Title Insurance is a policy that guarantees to cover losses in the event someone else makes a claim against the title. This can include numerous types of ownership claims, including estates, unknown heirs, mortgages, judgments, tax liens, adverse possession, and others. The policy can be either an Owner's Title Policy or a Lender's Title Policy.
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