Malinowski Law was founded in 2001 to deliver effective, high quality, and affordable legal services in a casual and relaxed atmosphere. At Malinowski Law, we treat our clients like people, not cases. We keep a manageable caseload to be able to provide personal service and quick response time. Having represented both debtors and creditors over the years, we have a broad understanding of the issues and how to best represent your interests.
While bankruptcy and consumer debt is our primary focus, we also offer expertise and experience in criminal defense and other legal matters. Our attorneys each have decades of legal experience to draw on.
While bankruptcy and consumer debt is our primary focus, we also offer expertise and experience in criminal defense and other legal matters. Our attorneys each have decades of legal experience to draw on.
Services
About
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Mike Malinowski has been practicing law since 1985. He began his legal career with a large, 50 member multi-disciplinary law firm in Grand Rapids, MI. In 1988, he moved to smaller, five-member firm specializing in bankruptcy, family law, real estate, and general litigation. He started his own firm to focus more extensively on bankruptcy in 2001.
Bankruptcy
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As Bankruptcy Law experts, we can help you understand and navigate issues including Debtor's Rights, Creditor's Rights, Fair Debt Collection, Judgements, and Restitution. At Malinowski Law we understand how each of these areas impacts your financial situation and works with you to find the best solution for your situation.
Chapter 7
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Chapter 7 Bankruptcy is known as the "fresh start" option because it allows people with a limited income or a recent loss in income to eliminate credit card debt, medical bills, utility bills, judgements and garnishments, car loans and even mortgage debt. Includes exemption amounts that allow most people to keep their home, car, and other assets.
Chapter 13
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Even people with a steady income can still be struggling with debt. If you can't get your head above water, Chapter 13 gives you the chance to catch up and rebuild your financial health. Chapter 13 gives you the chance to catch up and rebuild your financial security over time. Save your house from foreclosure by giving you 3-5 years to get caught up on your mortgage.
Debt Settlements
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Sometimes people are reluctant to file for bankruptcy, not eligible to file, or it simply may not be the best solution for them. Malinowski Law can help you negotiate with creditors to reduce the charges or extend the payment period. Just knowing there is an attorney involved sometimes helps bring people to the table and makes sure that fair debt collection procedures are followed.
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