Business Details
12 Years
experience
Your Trusted Partner for Fee-Only Financial Planning
Gartner Financial Advisors (GFA) was founded in 2014 by Neil Gartner, a CERTIFIED FINANCIAL PLANNER and MBA professional with over two decades of experience in personal finance. Our firm operates under a strict fiduciary standard, legally obligated to prioritize client interests above all else. We specialize in comprehensive, fee-only financial planning and investment advisory services, serving clients in the Greater Cincinnati area and nationwide.Our holistic approach addresses every facet of financial life, from retirement strategies to tax optimization, ensuring personalized solutions tailored to individual goals. With a commitment to transparency and education, we empower clients to make informed decisions without hidden fees or product-driven incentives.
Services
Financial Planning
Investment Advisory
Retirement Planning
Tax Planning
Estate Planning
Details
- Year established: 2014
Highlights and features
- We operate under a strict fiduciary standard, legally required to prioritize client interests.
- Our fee-only model eliminates conflicts of interest from commissions or product sales.
- Holistic planning covers all aspects of financial life, not just investments.
- Neil Gartner brings over 20 years of financial advisory experience since 2000.
- Personalized strategies tailored to individual goals, not one-size-fits-all solutions.
Associations and certifications
- CERTIFIED FINANCIAL PLANNER
Services
Financial Planning
Comprehensive financial planning addresses your entire financial life, from budgeting to legacy goals. We create personalized strategies to organize, protect, and grow assets through life's transitions. Our approach emphasizes tax efficiency, risk management, and long-term sustainability.
Investment Advisory
Objective investment advisory services focus on low-cost, diversified portfolios aligned with your risk tolerance and goals. We utilize Dimensional Funds and evidence-based strategies to optimize returns while minimizing hidden fees and conflicts of interest.
Retirement Planning
Specialized retirement planning covers income generation, Social Security optimization, and tax-efficient withdrawals. Our 'Retirement Red Zone' expertise helps clients within 10 years of retirement navigate critical decisions to ensure financial security during their post-career years.
Tax Planning
Strategic tax planning identifies opportunities to reduce current and future tax liabilities. We integrate tax-efficient investment strategies, retirement account conversions, and income structuring to maximize after-tax wealth preservation across all financial plans.
Estate Planning
Estate planning services ensure your assets are distributed according to your wishes while minimizing tax burdens. We coordinate with legal professionals to create wills, trusts, and legacy strategies that align with your family's unique needs and charitable intentions.
People
Neil Gartner
Founder & CERTIFIED FINANCIAL PLANNER
Neil Gartner founded GFA in 2014 after a successful career transition into financial advising. With an MBA and CFP certification, he specializes in fee-only planning and serves as a Dimensional Funds advisor. Neil actively participates in financial education initiatives and holds memberships in FPA and NAPFA.
Questions
What services do you offer?
We provide comprehensive financial planning, investment advisory services, retirement strategies, tax optimization, and estate planning tailored to individual client needs.
Are you a fiduciary financial advisor?
Yes, we operate under a strict fiduciary standard, legally required to act in your best interest at all times with full transparency.
How are your fees structured?
Our fixed-rate fees are based on the scope and complexity of services, ensuring no hidden costs or commission-driven recommendations.
Do you work with clients outside Cincinnati?
While based in Cincinnati, we serve clients nationally through virtual consultations and remote financial planning services.
What makes your approach different?
Our fee-only model, holistic planning methodology, and commitment to evidence-based investing distinguish us from product-driven financial firms.
How often do you review financial plans?
We recommend annual reviews or whenever significant life changes occur to ensure your plan remains aligned with evolving goals.
