Business Details
31 Years
experience
Your Trusted Insurance Partner in Roanoke Rapids, NC
G.W. Hux & Co. Insurance has served North Carolina and Virginia communities since 1995, providing comprehensive insurance solutions tailored to individual and business needs. Founded as Coastal Benefits Group by Grady W. (Phil) Hux and Charles Laughridge, the agency evolved through strategic reorganizations in 2007 and 2012, expanding its product lines and team expertise. As an authorized agent for Blue Cross and Blue Shield of North Carolina, Aflac, MetLife, and other industry leaders, the agency combines decades of local experience with national partnerships to deliver personalized coverage options. The team specializes in health, life, disability, dental, and Medicare supplement insurance, prioritizing client education and transparent communication.With a commitment to community-focused service, G.W. Hux & Co. Insurance helps clients navigate complex insurance landscapes while maintaining affordability and accessibility. Their 28-year track record demonstrates a consistent dedication to adapting to regulatory changes and client needs, ensuring reliable protection against evolving risks. The agency's longevity and partnerships underscore its authority in the insurance sector, while its emphasis on ethical practices and client-centric policies reinforce its trustworthiness in the marketplace.
Services
Health Insurance
Life Insurance
Disability Insurance
Dental Insurance
Medicare Supplements
Group Insurance
Individual Insurance
Burial Insurance
Short Term Disability
Long Term Disability
Details
- Year established: 1995
Highlights and features
- Over 28 years of experience providing tailored insurance solutions in North Carolina.
- Partnerships with leading insurers like Blue Cross NC, MetLife, and Aflac.
- Specialized expertise in Medicare supplements and group insurance coverage.
- Local knowledge serving Roanoke Rapids, Emporia, Halifax, and surrounding areas.
- Comprehensive offerings including health, life, disability, and dental insurance.
Services
Health Insurance
G.W. Hux & Co. Insurance offers customized health insurance plans through partnerships with Blue Cross NC and other leading providers. These plans cater to individual and family needs, covering essential medical services while offering flexibility in provider networks and cost structures. The agency helps clients compare options to find affordable, comprehensive coverage that meets their specific healthcare requirements.
Medicare Supplements
The agency specializes in Medicare Supplement plans designed to cover costs not included in Original Medicare Part A and B. These plans provide financial protection for hospital stays, outpatient services, and other medical expenses, with guaranteed acceptance options for eligible beneficiaries. G.W. Hux & Co. Insurance assists clients in selecting plans that align with their healthcare usage patterns and budget constraints.
Group Insurance
Tailored group insurance solutions help businesses provide competitive benefits packages to employees. The agency offers health, dental, and disability coverage options for small and large employers, with support in navigating regulatory requirements and cost management strategies. Their services include plan comparisons, enrollment assistance, and ongoing policy adjustments to match organizational growth.
Life Insurance
The agency provides term and permanent life insurance products from trusted carriers like MetLife and Aflac. These policies help clients protect their families' financial futures through death benefits that cover final expenses, mortgage payments, or income replacement. G.W. Hux & Co. Insurance offers personalized consultations to determine appropriate coverage amounts and policy structures based on individual circumstances.
Disability Insurance
Short-term and long-term disability insurance policies protect clients' earning potential during unexpected health events. These plans replace a portion of income if an injury or illness prevents work, helping maintain financial stability for individuals and families. The agency educates clients on policy features like elimination periods, benefit durations, and coverage exclusions to ensure informed decision-making.
People
Grady W. (Phil) Hux
President/CEO
Grady W. (Phil) Hux founded the agency in 1995 and has led its evolution into a comprehensive insurance provider serving North Carolina and Virginia clients with personalized coverage solutions.
Heather Etheridge
Vice President
Heather Etheridge specializes in Blue Cross NC health insurance solutions, helping Roanoke Rapids residents and businesses navigate complex coverage options with expert guidance.
Tiffany Wheeler
Insurance Sales
Tiffany Wheeler focuses on group insurance and Medicare supplement plans, providing tailored solutions to meet diverse client needs across North Carolina.
Connie Harvey
Insurance Sales
Connie Harvey specializes in Medicare supplements, assisting North Carolina seniors in securing comprehensive coverage that complements their Original Medicare benefits.
Matt Hux
Insurance Sales
Matt Hux offers expertise in group insurance solutions, helping businesses develop competitive benefits packages that support employee retention and organizational growth.
Questions
What insurance services do you offer?
We provide health, life, disability, dental, and Medicare supplement insurance, along with group coverage options for businesses in North Carolina and Virginia.
Do you offer coverage for small businesses?
Yes, we specialize in group insurance solutions for small businesses, including health, dental, and disability coverage tailored to employer and employee needs.
What areas do you serve?
We serve Roanoke Rapids, Emporia, Halifax, and all North Carolina communities, with select services available to Virginia residents.
Are you affiliated with Blue Cross NC?
Yes, we are an independent authorized agent for Blue Cross and Blue Shield of North Carolina, offering their full range of health insurance products.
What Medicare supplement options are available?
We offer Blue Cross NC Medicare Supplement plans with guaranteed acceptance options, coverage for out-of-pocket costs, and flexible plan changes.
