The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It's an honor to serve our clients and partners in the most important financial decision of their lives. In the complex and fast paced world of mortgages my team and I provide our customers and realtors with an easy, enjoyable and affordable mortgage experience from their first phone call to the closing table.
Whether you're looking to buy your first home, purchase a new vacation home, secure a property for investment, or restructure your mortgage, we have the experience, expertise, and personal touch to bring it all together. With over 17 years experience in the mortgage and real estate market, I've developed an invaluable network of competitive lenders to help you find the best possible mortgage for your financial situation.
Whether you're looking to buy your first home, purchase a new vacation home, secure a property for investment, or restructure your mortgage, we have the experience, expertise, and personal touch to bring it all together. With over 17 years experience in the mortgage and real estate market, I've developed an invaluable network of competitive lenders to help you find the best possible mortgage for your financial situation.
Services
About
Report
Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We're excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.
Documentation
Report
The first step in the mortgage process is the documentation stage, where we review your income, assets, employment history, and other compensating factors to determine your ability to repay a mortgage loan. This is also an opportunity for you to examine the overall financial impact that a new mortgage will have on your total monthly budget, so that you can choose a loan amount and mortgage program that you are most comfortable with.
Appraisal
Report
A critical component to buying a home is the appraisal. An appraisal is a third-party professional evaluation of the value of a property that is used to help determine the amount of a loan. In compliance with government regulation, appraisers hired for a mortgage transaction on a conforming loan are chosen from a pool of qualified appraisers at random.
Underwriting
Report
As soon as your purchase offer has been accepted by the seller, the clock starts ticking on a number of tasks that have to be completed within the "due-diligence" period, a timeline detailed in the purchase contract. A full underwritten approval by the lender, an appraisal, and home inspections (depending on the loan type and contract) are the first three major requirements that need to be met when purchasing a home.
Conditional Approval
Report
The "Conditional Approval" milestone is an important step in the purchase loan process because is means that an underwriter has reviewed your complete file and is giving us a list of final documentation to submit prior to closing. While we handle most of the steps at this stage of the process, we ask that you keep your financial documents handy in case we need them.
Reviews
Be the first to review Orlicki Group.
Write a Review
