Business Details
25 Years
experience
Your Trusted Financial Advisors in Raleigh, NC
Carolina Wealth Partners is an independent financial advisory firm dedicated to constructing clients' financial futures through strategic investing, mindful savings, and tax efficiency. Established in 2001, we serve clients from our offices in Raleigh and Chapel Hill, North Carolina, prioritizing fiduciary responsibility, client education, and collaborative financial planning. Our advisors act as advocates, ensuring every recommendation aligns with clients' best interests, even when it conflicts with our own. We specialize in wealth advising, financial planning, investment management, retirement planning, insurance, divorce planning, and estate planning, tailoring portfolios to individual risk tolerance and life stages. Our approach combines personalized client education with a team mentality, emphasizing independence, shared responsibility, and long-term financial clarity.With decades of combined experience, our team empowers clients to navigate complex financial landscapes, from retirement income strategies to tax-efficient asset management. We adhere to rigorous professional standards, maintaining affiliations with organizations like the Financial Planning Association and Investments & Wealth Institute. Our commitment to transparency ensures clients understand every recommendation, fostering trust through accountability and ongoing support. Whether clients are pre-retirees, business owners, or individuals seeking financial clarity, we provide data-driven solutions to meet evolving needs. By focusing on education and collaboration, we help clients achieve confidence in their financial decisions, ensuring their plans adapt to life's uncertainties.
Services
Retirement Planning
Investment Management
Estate Planning
Income Tax Planning
Insurance Services
Cash Flow Analysis
Details
- Year established: 2001
Highlights and features
- We operate as fiduciaries, always prioritizing clients' interests above our own.
- Our team combines decades of experience with ongoing education in financial planning.
- We emphasize transparency through detailed client education on every recommendation.
- Our collaborative approach ensures tailored solutions for unique financial situations.
- We specialize in complex areas like multi-state estate planning and tax efficiency.
Associations and certifications
- FINRA
- SIPC
- Certified Financial Planner Board
Services
Retirement Planning
Our retirement planning process provides confidence and clarity through personalized strategies. We analyze assets, retirement goals, and lifestyle needs to create actionable plans for pre-retirees and those decades from retirement. By reviewing Roth conversions, inherited IRAs, and spousal rollovers, we optimize tax-deferred growth while addressing healthcare and long-term care needs.
Investment Management
We offer customized, data-driven investment management tailored to individual risk tolerance. Our team educates clients on market trends, ensuring portfolios align with financial goals. Through ongoing analysis and adjustments, we help protect assets from creditors and optimize intergenerational transfers using trusts and estate planning tools.
Estate Planning
Our estate planning services go beyond wills to include trusts, probate avoidance, and asset protection. We collaborate with attorneys to create confidential plans that bypass public probate, incorporate spendthrift protections, and address multi-state property holdings. This ensures your legacy aligns with your values while minimizing legal complications.
Income Tax Planning
We proactively address tax matters by analyzing assets, business structures, and income streams. Our advisors identify opportunities for deductions, recommend business entity optimizations, and coordinate with tax professionals. This forward-looking approach minimizes liabilities and prevents costly year-end surprises through strategic asset titling and structural adjustments.
Insurance Services
We provide comprehensive insurance solutions tailored to individual needs, including life, disability, health, and long-term care coverage. Our analysis considers tax credits and exemptions while addressing business insurance requirements. We focus on protecting income and assets against unexpected events, ensuring financial security through all life stages.
People
Victor Navarroli
Managing Partner
With over 30 years of experience, Victor specializes in retirement planning and investment management. He mentors advisors and presents nationally on financial strategies. A Financial Planning Association member, he prioritizes client advocacy and intergenerational financial education.
Michael Davies
Partner
Dr. Michael Davies uses data-driven approaches to empower clients in achieving financial goals. His scientific background informs objective wealth management strategies. He specializes in debt reduction, early retirement planning, and confidence-based financial decision-making.
Mitch Ludwig
Associate Partner
A CERTIFIED FINANCIAL PLANNER, Mitch has over a decade of experience creating tailored financial plans for high-net-worth clients. He specializes in retirement strategies, tax planning, and investment management, holding a Virginia Tech business degree and CFP certification.
James Haick
Financial Advisor
James brings 24 years of advisory experience, focusing on investment products and alternative assets. Licensed in Florida, he joined Carolina Wealth Partners in 2024 after affiliating with United Planners Financial Services.
Suzanne Maxwell
Executive Assistant
Sue provides operational support with 30+ years of executive assistance experience from tech companies. She joined Carolina Wealth Partners in 2021, prioritizing client satisfaction and leadership support.
Questions
What services does Carolina Wealth Partners offer?
We provide retirement planning, investment management, estate planning, tax planning, and insurance services tailored to individual financial goals.
How is Carolina Wealth Partners different from other advisors?
We operate as fiduciaries, prioritize client education, and use a collaborative team approach to ensure decisions align with your best interests.
In which states do you provide services?
Our advisors are licensed in 35+ states, with primary offices in North Carolina, Pennsylvania, and New Jersey.
Do you work with clients outside North Carolina?
Yes, through securities licenses in multiple states and virtual consultations, we serve clients nationwide.
How do you handle estate planning complexities?
We go beyond wills to use trusts and probate-avoidance strategies, protecting assets and ensuring confidential, efficient estate transfers.
Can you help with business owner financial planning?
Yes, we address business structure tax implications, employee benefits, and succession planning tailored to entrepreneurial needs.
Reviews (1)
Christi Lowe Productions
Sep 20, 2020
Report
Let me just tell you, that Mike Davies is a true professional. Not only does he understand the market, and the best approach for investing to make money, he understands and cares about each, individual, situation. Hes not concerned about the bottom line, unlike some other financial advisors. He is more concerned about making sure that you and your family are truly, taken care of. I highly recommend that you call him if you are ready to invest in the future, or just need some advice.
