Business Details
34 Years
experience
Your Trusted Retirement Planning Partner in New England
DAK Financial Group has been dedicated to empowering clients across New England since 1992. Our mission centers on creating sustainable income strategies through personalized retirement planning, emphasizing safety, growth, and control. With over 36 years of expertise, we specialize in comprehensive financial reviews, IRA transfers, and long-term care planning tailored to individual needs. Our founder, Dave Kutcher, brings a unique perspective shaped by his 15-year Marine Corps career and extensive industry experience. We prioritize client education through workshops and one-on-one consultations, ensuring informed decision-making.Our team combines technical proficiency with a commitment to community, reflected in our client-centric approach and local engagement. By focusing on estate maximization and retirement income strategies, we help families secure their financial futures. Our philosophy rejects one-size-fits-all solutions, instead crafting adaptable plans that evolve with market conditions and personal circumstances. This dedication to personalized service has established us as trusted advisors in the region. We measure success through client satisfaction and the lasting impact of our financial strategies.
Services
Retirement Planning
Financial Reviews
401k Rollovers
IRA Transfers
Estate Maximization
Long-term Care Planning
Life Insurance Review
Details
- Year established: 1992
Highlights and features
- We offer 36 years of specialized retirement planning expertise
- Our founder combines Marine Corps leadership with financial expertise
- We provide personalized strategies tailored to individual needs
- We emphasize transparent, educational client interactions
- Our community involvement demonstrates local commitment
Associations and certifications
- CLTC
What people say
Lifesaver for retirement planning
Kind and courteous professionals
Generous with time and expertise
Community-focused financial advisor
Professional yet accessible approach
Services
Retirement Planning
We develop customized retirement income plans focusing on sustainable withdrawals and tax-efficient distributions. Our approach combines market analysis with personal financial goals to create adaptable strategies. Clients receive ongoing portfolio reviews to ensure alignment with evolving needs and market conditions.
Financial Reviews
Our comprehensive financial reviews assess current investment positions and risk exposure. We evaluate 401k/IRA accounts for optimization opportunities while considering long-term care requirements. The process includes personalized recommendations for improved asset allocation and growth potential.
IRA Transfers
We facilitate seamless IRA and 401k account transfers with emphasis on minimizing tax implications. Our specialists analyze existing plans to identify improvement opportunities while maintaining compliance with current regulations. The process includes detailed documentation and ongoing account monitoring.
Long-term Care Planning
Our long-term care planning integrates insurance review with overall retirement strategy. We help clients evaluate coverage options while maintaining financial security. The service includes cost projections and implementation of protective measures against unexpected healthcare expenses.
Estate Maximization
We develop strategies to optimize asset distribution to heirs while minimizing tax burdens. Our approach combines legal documentation review with investment positioning. The service includes periodic updates to reflect changing family circumstances and regulatory requirements.
People
David Kutcher
Founder & President
Certified Long-Term Care planner with 36+ years of retirement planning experience. Marine Corps veteran and author of 'Kutcherisms', specializing in practical financial strategies for pre-retirees and retirees across New England.
Elena Larson
Financial Advisor
Plymouth State graduate with extensive client service experience. Focuses on personalized financial education and community engagement. Brings compassionate approach to helping clients achieve their retirement goals while maintaining local ties in Meredith.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, portfolio analysis, IRA transfers, and long-term care planning tailored to individual needs and goals.
How do you help maximize retirement savings?
We analyze existing accounts, optimize asset allocation, and implement tax-efficient withdrawal strategies while considering market conditions and personal financial objectives.
What makes your approach different?
Our military-influenced discipline combines with personalized service, focusing on safety, growth, and control through continuous portfolio monitoring and strategy adjustments.
Do you offer educational resources?
Yes, we host regular workshops and provide personalized financial education materials to help clients understand their retirement planning options.
How are you involved in the community?
We actively participate in local initiatives and maintain strong ties through our Meredith-based operations and educational outreach programs.
Reviews (4)
Nancy Barker
Dec 28, 2019
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We are very pleased and thankful that we chose to work with Dave and Elena at DAK Financial almost a year ago. They invested much of their time in our investments to ensure they are safe and secure, then more time in explaining them to my husband and I. It's not often these days when you walk into a business you feel comfortable and at ease. This is how we felt from our first meeting until now. They are always there for us if we need them! Thank you both so very much!
Arthur Brouillard
Jan 22, 2019
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Dak Financial has answered all my questions in many ways and always ready to help as things May arise nice people to work with, kind and courteous.
Thomas Thibault Sr
Nov 15, 2018
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DAK has been a lifesaver for my wife Linda and I. We were invited to one of DAK Dinner Workshops. After I heard Dave talk about how fast your money can disapeer if invested wrong .We decided to meet with Dave. After he showed us what we were doing wrong and why we lost 75%of our money during the market drop we decided to trust DAK and transfered ALL our remaining funds to DAK. We are happy to report after 4-5 years DAK regained ALL my lost money back and then some... we are retired now and living comfortable thanks to Dave and DAK.. The Dinners are great too! Thanks DAK..
Hillary Seeger
Nov 07, 2018
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DAK has not only been generous with his time and wonderful at handling my insurance and planning needs, but he really gives back and is vested in the community. It's great to work with someone who makes you feel welcome, is professional and yet accessible. David is the go to guy in Meredith for sure.
