Business Details
32 Years
experience
Trusted Insurance & Employee Benefits Solutions in Syracuse, NY
Your Fiscal Fitness was founded in 1994 by Clark A. Gronsbell, a Fellow of the Insurance Council and former Certified Public Accountant. Our firm specializes in providing tailored employee benefit solutions and health insurance options for small businesses and individuals. With over 30 years of experience, we operate as an independent brokerage, representing multiple carriers to offer cost-effective, customized plans. Our team prioritizes personalized service, resolving most client issues the same day while navigating the complexities of New York's healthcare landscape. We serve clients across New York State, including Onondaga, Oneida, Madison, Cayuga, and Oswego Counties, with a focus on Central New York.Our expertise extends to group health and dental insurance, disability coverage, Medicare plans, and income tax services. We maintain a client-centric approach, working directly with business owners rather than insurance companies to ensure optimal benefit portfolios. Our financial background enables strategic cost-saving measures without compromising coverage quality. We pride ourselves on staying compliant with evolving regulations while delivering stress-free benefit solutions that maximize value for our clients.
Services
Group Health Insurance
Group Dental Insurance
Disability Insurance
Medicare Plans
Life Insurance
Long Term Care Insurance
Income Tax Services
Employee Benefit Solutions
Health Insurance Brokerage
Small Business Insurance
Details
- Year established: 1994
Highlights and features
- We offer over 30 years of experience in employee benefits and insurance.
- Our team provides personalized service directly with clients, not insurance companies.
- We guarantee same-day resolution for most client issues.
- We represent multiple carriers to offer tailored solutions.
- We specialize in serving small businesses with cost-effective plans.
What people say
Personalized service
Expertise in benefits
Cost-saving alternatives
Quick turnaround
Reliable support
Services
Group Health Insurance
We design customized group health insurance plans for small businesses, balancing cost and coverage. Our independent brokerage negotiates with multiple carriers to find competitive rates while maintaining comprehensive benefits. Services include plan selection, enrollment assistance, and ongoing management support for employers and employees.
Disability Insurance
Our disability insurance solutions protect individuals' and businesses' financial stability during unexpected absences. We offer short-term and long-term coverage options tailored to specific occupational needs, with guidance on policy features, benefit amounts, and claims management processes.
Medicare Plans
We provide Medicare plan comparisons and enrollment assistance for individuals transitioning to retirement. Services include evaluating supplemental coverage options, prescription drug plans, and Advantage plans while explaining eligibility requirements and coverage gaps.
Income Tax Services
Our tax services cater to small business owners and individuals, focusing on maximizing deductions related to insurance premiums and benefit programs. We ensure compliance with tax regulations while identifying savings opportunities through strategic benefit plan structuring.
Employee Benefit Solutions
We create comprehensive employee benefit packages that attract talent while controlling costs for employers. Services include needs assessment, carrier selection, compliance documentation, and ongoing plan optimization with same-day issue resolution for HR administrators.
People
Clark A. Gronsbell
Founder & Insurance Broker
With 30 years of experience as a former Certified Public Accountant and Insurance Council Fellow, Clark specializes in small business benefits. He founded Your Fiscal Fitness in 1994 to simplify complex insurance solutions while maintaining personalized client relationships.
Questions
What types of insurance do you offer?
We provide group health/dental insurance, disability coverage, Medicare plans, life insurance, and long-term care solutions for businesses and individuals.
How do you help small businesses specifically?
We offer cost-effective employee benefit packages with same-day support, tailored to small business budgets while ensuring compliance with state regulations.
Which areas do you serve?
We primarily serve Central New York counties but assist businesses statewide and nationally with employees in New York.
Is there a cost for consultations?
No, we provide no-cost, no-obligation rate quotes and benefits reviews for all prospective clients.
How are you different from other brokers?
As an independent brokerage, we represent multiple carriers and work directly with clients rather than insurance companies to find optimal solutions.
Reviews (4)
Donna Glassberg
May 18, 2021
Report
I have been using Clark at Fiscal Fitness for many years. Just recently he helped me find an advantage plan for my husband who just recently started medicare. He really made it as easy and simple as possible. I highly recommend him for all your insurance needs he was so helpful and knowledgeable. Also a huge shout out to Billie Jo who keeps him organized!
Heather Carroll
Dec 19, 2020
Report
Positive:Professionalism,Quality,Responsiveness,Value
Fiscal Fitness is your Top Choice!! Its such a comfort knowing theres a local business that can handle all my needs, and do it in a professional and timely matter. They made it incredibly easy and saved me money!! Highly recommended!!
Fiscal Fitness is your Top Choice!! Its such a comfort knowing theres a local business that can handle all my needs, and do it in a professional and timely matter. They made it incredibly easy and saved me money!! Highly recommended!!
Tina
Nov 17, 2018
Report
Fiscal Fitness made it so easy for me to obtain a DBL policy for my small business! Thank you for taking that off my shoulders! Then they were able to save me hundreds of dollars on my Individual health plan! I'm thrilled! I'm sending all my friends to Clark! Highly recommended! :)
Colette Hebert
Aug 31, 2018
Report
I love Fiscal Fitness!! I wouldn't go anywhere else for my financial needs!! I love Clark and all of his advice and guidance! Thank you for being professional and a great asset in the business world!
