Business Details
34 Years
experience
Your Trusted Partner for Financial Advisory Services in Redwood City, CA
EYH Advisors was founded in 1992 with a mission to demystify financial planning and empower clients to achieve long-term wealth management goals. As a Registered Investment Advisor (RIA) with the Securities and Exchange Commission, we serve as fiduciaries, prioritizing client interests through personalized investment strategies, retirement planning, and comprehensive financial counseling. Our team combines decades of industry experience with a commitment to education, guiding clients through market fluctuations while fostering trust and transparency.Based in Redwood City, California, we specialize in serving individuals, families, trusts, and businesses, offering tailored solutions that align with each client's unique financial objectives and legacy aspirations.
Services
Investment Management
Retirement Planning
Financial Planning
Business Retirement Plans
Strategic Tax Planning
College Education Funding
Wealth Management
Estate Planning Coordination
401(k) Plan Consulting
Investment Policy Statement Development
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience guiding clients through market cycles.
- Our fiduciary duty ensures your interests always come first.
- Personalized strategies tailored to your unique financial goals and risk tolerance.
- Comprehensive services spanning investment management, retirement planning, and tax strategies.
- Proven track record of managing over $238.9 million in assets under management.
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Investment Management
Our investment management service creates customized portfolios aligned with your financial goals and risk tolerance. We employ tactical asset allocation using no-load mutual funds and ETFs, continuously monitoring and rebalancing to optimize returns while minimizing volatility. With decades of market experience, we help clients grow and protect their wealth through disciplined, research-driven strategies tailored to individual circumstances.
Retirement Planning
We develop comprehensive retirement plans considering income projections, social security optimization, and tax-efficient withdrawal strategies. Our approach evaluates current financial status, long-term objectives, and market conditions to create sustainable income streams. Through regular reviews and adjustments, we ensure clients maintain their desired lifestyle throughout retirement while navigating evolving economic landscapes with confidence.
Financial Planning
Our financial planning service provides a holistic view of your financial picture, identifying gaps and opportunities across assets, liabilities, and future goals. We create roadmaps for wealth accumulation, protection, and transfer, integrating tax strategies and risk management. By coordinating with trusted professionals in estate planning and insurance, we help clients build and preserve wealth for both current and future generations.
Business Retirement Plans
We serve as co-fiduciaries for business retirement plans, offering provider selection, investment policy development, and ongoing monitoring. Our services include creating customized investment lineups, quarterly performance benchmarking, and participant education. By maintaining independence from plan providers, we ensure objective recommendations that prioritize plan sponsors' needs while helping employees achieve their retirement goals through informed investment decisions.
Strategic Tax Planning
Our strategic tax planning integrates with investment management to minimize tax liabilities through techniques like tax-loss harvesting and optimal account selection. We analyze individual tax situations to implement strategies that enhance after-tax returns while maintaining portfolio objectives. By coordinating with accounting professionals, we help clients navigate complex tax implications related to investments, stock options, and retirement accounts, ensuring comprehensive wealth preservation.
People
Derek Hobbs
President
Derek Hobbs leads investment research and strategy at EYH Advisors with over 30 years of experience. He holds an MBA in Finance, a Series 65 license, and has been registered with the SEC since 1996. Derek actively contributes to community financial education initiatives.
Carlos Perez
Financial Advisor
Carlos Perez brings decades of investment management expertise, previously analyzing equity markets at Roger Casey & Barksdale. He founded the Perez Scholar-Athlete Foundation to support disadvantaged student-athletes and holds an MBA from Harvard University and a Bachelor of Science in Economics.
Rosalee Young
Administrator
Rosalee Young has served EYH clients since 1989, combining administrative leadership with investment advisory expertise. She holds a Bachelor of Arts in Secondary Education and has been registered with the SEC as an investment advisor representative since 1994.
Amy Hobbs
Administrator
Amy Hobbs manages client administration and website operations at EYH Advisors. With a liberal arts background in education, she combines financial services expertise with community involvement, including volunteer work at Lucile Packard Children's Hospital.
Questions
How do I open an account with EYH Advisors?
We open accounts for you at Charles Schwab after determining if our services align with your financial goals.
What makes EYH Advisors different from other firms?
We combine fiduciary responsibility, personalized investment strategies, and decades of market experience to prioritize client interests over product sales.
Do you have account minimum requirements?
We typically require a $500,000 minimum, though we consider exceptions based on individual circumstances.
What investment approach do you use?
We employ tactical asset allocation using no-load mutual funds and ETFs, focusing on risk management and long-term growth tailored to your goals.
How do you support retirement plan participants?
We provide personalized education and guidance to 401(k) plan participants through phone, email, and in-person meetings.
How are you compensated for your services?
We receive fees directly from clients, maintaining independence by not accepting commissions or compensation from third parties.
