Business Details
16 Years
experience
Your Trusted Wealth Management Partner in Delaware
Black Diamond Financial Solutions is a private wealth management company dedicated to providing comprehensive financial planning and investment advice. Since 2010, we have helped generations of investors grow, protect, and manage their wealth with personalized strategies tailored to individual goals. Our team of certified financial planners specializes in retirement planning, investment management, insurance analysis, and estate planning, ensuring clients receive holistic solutions. We prioritize client-centric service, emphasizing transparency, fiduciary responsibility, and long-term partnerships. Our advisors hold advanced credentials such as CFP, ChFC, and CLU, reflecting our commitment to expertise and ethical standards.We serve clients across Delaware, Florida, Maryland, Michigan, New Jersey, and Pennsylvania, offering both in-person and virtual consultations. Our process begins with a free 1-hour consultation to understand client needs, followed by a customized wealth management plan. We also host educational events and provide resources to empower informed financial decisions. With a focus on tax efficiency, risk management, and intergenerational wealth transfer, we aim to simplify complex financial challenges. Our mission is to be a trusted lifetime advisor, helping clients achieve financial security and peace of mind.
Services
Financial Planning
Retirement Planning
Investment Management
Estate Planning
Tax Planning
Insurance Analysis
Special Needs Planning
Business Succession Planning
Details
- Year established: 2010
Highlights and features
- We offer CFP-certified advisors with over 20 years of combined experience in wealth management.
- Our fiduciary approach ensures all recommendations prioritize client interests above product sales.
- We provide tax-efficient investment strategies tailored to individual risk profiles and goals.
- Our team holds advanced credentials like ChFC, CLU, and EA for specialized financial expertise.
- We host free educational workshops on retirement and tax planning for community empowerment.
Associations and certifications
- CFP (Certified Financial Planner)
- ChFC (Chartered Financial Consultant)
- CLU (Chartered Life Underwriter)
- EA (Enrolled Agent)
- AIF (Accredited Investment Fiduciary)
- CRPC (Chartered Retirement Planning Counselor)
What people say
Personalized financial roadmaps
Expert tax strategies
Comprehensive estate planning
Knowledgeable CFP advisors
Effective retirement income plans
Services
Retirement Planning
Our retirement planning service helps clients transition from career to retirement with confidence. We analyze Social Security timing, pension options, and investment strategies to create sustainable income streams. Advisors develop tax-efficient withdrawal plans while mitigating market risks through diversified portfolios. This service caters to pre-retirees and those already retired seeking financial security.
Estate Planning
Estate planning ensures your assets are distributed according to your wishes while minimizing tax liabilities. We coordinate wills, trusts, and beneficiary designations to facilitate smooth wealth transfer. Our specialists handle special needs trusts, charitable giving strategies, and probate avoidance techniques for high-net-worth families.
Investment Management
Our investment management service creates customized portfolios aligned with risk tolerance and financial goals. We employ asset allocation, tax-loss harvesting, and risk factor analysis to optimize returns. Regular portfolio reviews ensure strategies adapt to market changes and evolving client needs across life stages.
Tax Planning
Tax planning integrates with overall wealth management to reduce lifetime tax burdens. We optimize deductions, charitable contributions, and retirement account distributions. Strategies include tax-advantaged investments and business entity structuring for entrepreneurs seeking to maximize after-tax income.
Special Needs Planning
Special needs planning creates financial security for families with disabled dependents. We establish trusts that preserve government benefits while providing supplemental care funds. This service coordinates legal documents, account titling, and guardianship arrangements to protect vulnerable individuals long-term.
People
Jeffrey Puglia
Founder & CFP
Jeffrey founded Black Diamond in 2008 after recognizing clients' need for unbiased advice. With CFP, AIF, and ChSNC certifications, he specializes in creating comprehensive financial plans. He resides in Greenwood, DE, and serves on multiple community boards.
Kenneth Reese
Partner & CFP
Kenneth brings over a decade of wealth management experience, holding CFP, ChFC, and CLU credentials. He focuses on tax-centered financial strategies for business owners and retirees. He lives in Lewes, DE, and advocates for student debt reform.
Cameron Fitzgerald
Partner & CFP
Cameron, a CFP and CRPC, joined Black Diamond in 2013. He creates customized financial plans for Sussex County residents. He emphasizes listening skills and personalized service while residing in Lewes with his family.
Mark Nehra
Chief Compliance Officer
Mark, a CFP with 32 years in chemical industry roles, transitioned to financial planning in 2008. He follows a seven-step planning process and serves on financial professional boards. He resides in Felton, DE.
Jennifer Satchell
Director of Operations
Jennifer oversees operations with a focus on process improvement. Holding a ChFC and FPQP designation, she ensures streamlined client experiences. She lives in Delaware with her family and enjoys outdoor activities.
Questions
What services does Black Diamond Financial Services offer?
We provide financial planning, retirement planning, investment management, estate planning, tax strategies, insurance analysis, and special needs planning for individuals and businesses.
Are your advisors fiduciaries?
Yes, our advisors hold fiduciary certifications like AIF and CFP, legally requiring us to act in clients' best interests at all times.
Do you work with out-of-state clients?
We serve clients in Delaware, Florida, Maryland, Michigan, New Jersey, and Pennsylvania, offering both in-person and virtual consultations.
What credentials do your advisors hold?
Our team includes CFPs, ChFCs, CLUs, EAs, and CRPCs, ensuring expertise across all financial planning areas.
How much does financial planning cost?
We offer a free initial consultation. Ongoing fees are transparently structured based on assets under management or hourly rates for specific services.
Can you help with business owner financial planning?
Yes, we specialize in business succession planning, employee retirement plans, and tax-efficient strategies for entrepreneurs and professional practices.
Reviews (4)
C. Wooters
Nov 25, 2021
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Positive:Professionalism,Responsiveness
I went looking to diversify my portfolio and received much more - Cameron is both conscientious & proficient.
I went looking to diversify my portfolio and received much more - Cameron is both conscientious & proficient.
Casey Jensen SoDelDirtbag
Mar 14, 2021
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Cam, and everyone at Black Diamond Financial Solutions we're life savers! We had been keeping our retirement accounts in a 401k that was managed by who had previously been our payroll processors. After speaking with Cam, and switching the accounts over to BDFS managed IRA's, ant the growth has been considerably better than what we had seen before. Not only that, but I personally needed to liquidate part of my personal IRA recently for a down payment on a new home purchase, and Cam, and the team were fast, responsive, and on top of everything. I honestly know my money, and future are in great hands
Constance Ehrlich
Jan 14, 2021
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I have used Black Diamond for my financial investments for several years. As well as growing my investments, they have been so much more than just financial advisors. Cameron Fitzgerald has provided me with referrals and has even accompanied me to business appointments. I have been more than happy with my relationship with Black Diamond.
W. Bininger
Jul 08, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
I have know Cameron Fitzgerald for many years. I am very impressed with his knowledge and his abilities as my financial advisor. He has guided me thru the ups and downs of the market, always keeping my best interest in mind and making himself available whenever I needed him. I would highly recommend Cameron and Black Diamond!!!
I have know Cameron Fitzgerald for many years. I am very impressed with his knowledge and his abilities as my financial advisor. He has guided me thru the ups and downs of the market, always keeping my best interest in mind and making himself available whenever I needed him. I would highly recommend Cameron and Black Diamond!!!
