Business Details
30 Years
experience
Emergency
services
Your Trusted Independent Insurance Broker in California
At Nixon Insurance Agency, we pride ourselves on serving individuals and businesses since 1996 with tailored risk management solutions. Our team of professionals, holding designations like CPCU and CIC, brings over 100 combined years of experience to address your insurance needs. We specialize in Property & Casualty coverage, Bonds, Life Insurance, and Employee Benefits, ensuring competitive pricing through relationships with dozens of carriers. Our commitment to integrity drives us to identify risks threatening your financial wellbeing and craft solutions that may include customized policies, funding mechanisms, or alternative risk management strategies.Recognized for our JD Powerhouse award-winning customer service, we guide clients from policy selection through claims resolution with transparency and expertise. Whether you own a local business or need personal coverage for vehicles, homes, or recreational assets, our locally owned agency prioritizes your unique needs. We stay proactive about market changes affecting your coverage and offer 24/7 online policy management options. Our fraud detection systems protect your information, while our community involvement reflects our dedication to the regions we serve across California, including Concord, Fremont, and Pleasant Hill.
Services
Commercial Automobile
Commercial Property
General Liability
Workers Compensation
Business Interruption
Umbrella Liability
Directors & Officers
Cyber Liability
Auto Insurance
Home Insurance
Details
- Year established: 1996
Highlights and features
- We offer 27+ years of experience helping California clients manage insurance risks
- Our independent brokerage model provides access to dozens of competitive carriers
- Award-winning customer service with dedicated claims assistance and policy management
- Our team maintains advanced industry certifications including CPCU and CIC designations
- Custom risk management strategies tailored to both commercial and personal needs
Associations and certifications
- CPCU
- CIC
- CISR
- CPIW
- JD Powerhouse Award
What people say
Expert service
Business needs handled
Personal touch
Claims process smooth
Catastrophic loss support
Services
Commercial Automobile
Our commercial auto insurance protects business vehicles against accidents, theft, and damage. Designed for companies of all sizes, this coverage includes liability protection for bodily injury and property damage. Our agents help clients determine appropriate coverage limits based on fleet size, vehicle types, and business operations.
Workers Compensation
Mandatory coverage for employee work-related injuries or illnesses provides medical expense coverage and wage replacement. Our customized policies ensure compliance with California's regulations while protecting businesses from financial liability. We assist with risk assessment and claims management.
Cyber Liability
Protects against financial losses from data breaches and cyber attacks includes coverage for notification costs, legal fees, and regulatory fines. Our policies address evolving digital threats facing businesses today, with customizable options for different industry-specific requirements.
Home Insurance
Comprehensive coverage protects residential properties against common risks like fire, theft, and natural disasters. Policies include dwelling protection, personal property coverage, and liability protection. We offer customizable options for standard homes, condominiums, and specialty properties.
Umbrella Liability
Provides additional liability protection beyond standard policy limits covers major claims that exceed primary insurance. This cost-effective solution safeguards personal and business assets against catastrophic losses from lawsuits or significant accidents.
People
Chris Nixon
President, Agent/Broker
With CIC and CPCU designations, Chris leads our team with over 25 years of insurance expertise. He specializes in commercial risk management solutions while maintaining active involvement in local community affairs. Chris established our independent brokerage model to better serve client needs.
Sean Nixon
Agent/Broker
As PLCS and CLCS certified agent, Sean focuses on property & casualty insurance for businesses. He brings 18 years of experience in commercial risk assessment and policy customization. Sean works closely with clients to implement comprehensive coverage strategies.
Dave Carson
Agent/Broker
Insurance professional with 22 years of experience in personal and commercial lines. Dave specializes in connecting clients with appropriate carriers while maintaining high service standards. His industry knowledge helps clients navigate complex insurance decisions.
Judy Nixon
Office Manager, Agent/Broker
Over 20 years of insurance operations experience supports efficient policy management and client service. Judy oversees daily office functions while maintaining active client relationships. Her dual role ensures smooth processing of insurance transactions.
Anja Arroyo
CISR C/L Account Manager
Certified insurance professional with specialized knowledge in commercial liability account management. Anja ensures accurate policy implementation and maintains carrier relationships. Her expertise contributes to our team's ability to secure competitive coverage options.
Questions
What commercial insurance options do you offer?
We provide Commercial Automobile, Property, General Liability, Workers Compensation, Business Interruption, Umbrella Liability, Bonds, Directors & Officers, Cyber Liability, Crime, Professional Liability, Transportation, and International Liability coverage.
What personal insurance policies are available?
We offer Auto, Home, Umbrella, Condominium, Landlord Protection, Renters, Earthquake, Flood, Boat, Motorcycle, Mobile Home, Inland Marine, Recreational Vehicle, and Classic Auto insurance policies.
How do you help with claims resolution?
Our team guides clients through the claims process, ensures fair treatment, and assists with audit issues, rating disputes, and Bureau Inspections while maintaining open communication throughout resolution.
Can I customize my insurance package?
Yes, we create tailored packages combining multiple policies like boat, home, vehicles, and business coverage to meet your specific needs and budget requirements.
Do you offer online policy management?
Some policies include 24/7 online access for review and management while our team remains available during business hours for personalized assistance.
