Business Details
41 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
Kramer Wealth Managers has been delivering personalized financial planning solutions since 1985, combining over 40 years of industry expertise with a commitment to inclusive service. Our team specializes in retirement planning, tax strategies, estate design, and insurance, serving a diverse clientele including Deaf and hard-of-hearing individuals through ASL-fluent advisors. We operate as independent brokers with no proprietary products, prioritizing unbiased advice tailored to each client's unique goals.Our approach emphasizes long-term relationships, with advisors licensed across all 50 states and 80+ combined years of experience. We differentiate ourselves through comprehensive wealth management strategies that evolve with clients' changing needs, supported by a dedicated staff focused on exceptional service delivery.
Services
Financial Planning
Investment Management
Retirement Planning
Estate Design
Tax Strategies
Insurance Analysis
Federal Employee Benefits
Business Services
ASL Financial Consulting
Legacy Planning
Details
- Year established: 1985
Highlights and features
- We offer unbiased financial advice with no proprietary products or sales quotas
- Our advisors have over 80 years combined experience in financial services
- We are licensed in all 50 states and District of Columbia
- Our team provides personalized strategies tailored to each client's unique objectives
- We specialize in serving Deaf and hard-of-hearing clients with ASL-fluent advisors
Services
Financial Planning
Our financial planning service creates personalized roadmaps for clients' financial goals. We analyze cash flow, retirement needs, insurance requirements, and tax strategies to develop comprehensive plans. Clients receive tailored recommendations for education funding, asset allocation, and estate planning, with fees starting at $1,800 based on complexity.
Investment Management
We offer customized investment management with active portfolio oversight. Our approach includes risk assessment, tax-efficient strategies, and regular performance reviews. Minimum investment requirements apply, with dedicated management for portfolios starting at $100,000, focusing on long-term growth and strategic asset allocation.
Comprehensive Wealth Management
This integrated service combines financial planning and investment management with ongoing support. Clients receive coordinated retirement strategies, tax optimization, and estate planning services. Minimum requirements apply, with personalized team support for portfolios exceeding $250,000, ensuring continuous plan updates.
Federal Employee Services
We specialize in federal employee benefits analysis, including retirement planning and Thrift Savings Plan optimization. Our experts provide tailored guidance for government workers transitioning to retirement, with educational resources and personalized strategy sessions for career federal employees.
Business Services
Our business services include endowment management, employer-sponsored retirement plans, and group insurance solutions. We offer financial education programs for organizations, with customized consulting for nonprofits and corporate clients needing specialized financial infrastructure support.
People
Lee Kramer
Managing Partner and Financial Advisor
Founder of Kramer Wealth Managers with 40+ years experience. CERTIFIED FINANCIAL PLANNER professional specializing in retirement strategies. Pioneer in serving Deaf community financial needs since 1985.
Dave Frank
Managing Partner and Financial Advisor
Doctorate in Business Administration holder with 25+ years in financial services. First Deaf advisor to earn DBA degree. Specializes in creating customized financial solutions for diverse client needs.
Danny Lacey
Financial Advisor
MS holder with 20+ years experience serving pre-retirees and executives. TEDx speaker and community leader. Focuses on visionary financial planning and strategic wealth accumulation.
Stephanie Summers
Financial Advisor
First Deaf woman to earn Series 7 license. MBA holder with 15+ years experience. Specializes in empowering women through financial literacy and personalized investment strategies.
Jeremiah Thompson
Financial Advisor
CERTIFIED FINANCIAL PLANNER professional with expertise in Deaf community financial education. Created ASL financial content platform FYIFI. Teaches investment courses at Gallaudet University.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, tax optimization, estate design, and investment analysis with personalized plans starting at $1,800.
Do you specialize in serving Deaf and hard-of-hearing clients?
Yes, we pioneered financial services for the Deaf community with ASL-fluent advisors and accessible communication tools since our founding in 1985.
What are your investment management requirements?
Our investment management services require minimums of $100,000 for standalone portfolios or $250,000 for comprehensive wealth management packages with active portfolio oversight.
How do you support federal employees with retirement planning?
We offer specialized analysis of federal benefits, TSP optimization strategies, and retirement transition planning tailored to government workers' unique needs.
What areas do you serve?
We operate nationwide with advisors licensed in all 50 states and District of Columbia, serving clients through both physical offices in Maryland and Texas.
How can I schedule a consultation?
Request a free assessment through our website or contact our Frederick, MD office directly at (240) 439-6889 to discuss your financial goals with an advisor.
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