Business Details
Your Trusted Real Estate Partner in California
At Ruths Realty, we pride ourselves on delivering personalized real estate solutions tailored to each client's unique needs. With over two decades of experience as both a licensed real estate broker and loan officer, I specialize in streamlining the home buying, selling, and financing processes. My dual expertise eliminates the typical back-and-forth between multiple professionals, ensuring a seamless experience. I prioritize honesty and transparency, even when difficult decisions arise, and dedicate myself to understanding each client's specific goals and budget constraints. My commitment to individualized attention means every client receives dedicated support throughout their transaction. Whether you're purchasing your first home, refinancing, or navigating complex loan modifications, my extensive experience and compassionate approach ensure you're never treated as just another file.I've guided clients through out-of-state transactions, long-distance purchases, and challenging financial situations, always maintaining the highest standards of professionalism. My track record of repeat clients and referrals speaks to the trust built through consistent, reliable service. I remain accessible 24/7 to address questions and concerns, ensuring peace of mind throughout your real estate journey. My deep understanding of both real estate markets and mortgage processes positions me to provide comprehensive, strategic guidance. This holistic approach has earned me lifelong clients and a reputation for exceptional service in the industry.
Services
Real Estate Brokerage
Loan Services
Home Buying
Home Selling
Refinancing
Highlights and features
- Dual expertise as licensed real estate broker and loan officer
- Personalized attention for every client transaction
- Commitment to honest, transparent guidance
- Proven track record with complex loan modifications
- 24/7 accessibility for client needs
Associations and certifications
- California Department of Real Estate
- Nationwide Mortgage Licensing System
What people say
Quick to respond
Wonderful real estate professional
Professionalism and great customer service
Amazing, responsive, knowledgeable
Honest recommendations
Services
Real Estate Brokerage
Providing comprehensive real estate brokerage services for home buyers and sellers. Our expertise covers property valuation, market analysis, negotiation, and transaction management. Clients benefit from personalized guidance through every stage of the buying or selling process, with access to extensive market knowledge and resources. Our integrated approach ensures seamless coordination between real estate transactions and financing needs.
Loan Services
Offering complete loan services including purchase financing and refinancing options. As a licensed loan officer, we provide expert mortgage guidance tailored to individual financial situations. Our services cover loan application, underwriting assistance, and closing coordination. Clients receive specialized support navigating complex loan requirements and securing optimal financing terms that align with their real estate goals.
Home Buying
Specialized home buying assistance from initial search through closing. We help clients identify properties matching their specific needs and budget constraints. Our services include property showings, offer preparation, inspection coordination, and closing support. First-time buyers receive comprehensive education about the purchasing process while experienced investors benefit from strategic market insights.
Home Selling
Full-service home selling solutions to maximize property value. Our approach includes professional staging advice, pricing strategy development, and comprehensive marketing plans. We handle listing preparation, buyer qualification, and negotiation of offers. Sellers receive regular market updates and personalized guidance to ensure successful transactions in any market conditions.
Refinancing
Expert refinancing services to help homeowners optimize their mortgage terms. We analyze current loans to identify savings opportunities through rate reduction, term adjustment, or equity access. Our process includes credit assessment, documentation preparation, and coordination with lending institutions. Clients receive clear explanations of refinance benefits and potential long-term financial impacts.
People
Ruth Maiten-Davison
Real Estate Broker
Licensed real estate broker and loan officer with 20+ years experience. Specializes in integrated real estate and mortgage solutions. Known for personalized client service and successful complex transaction management. Maintains active California DRE and NMLS licenses. Committed to ethical practices and client education.
Questions
What real estate services do you offer?
We provide full-service real estate brokerage for home buyers and sellers, including property valuation, transaction management, and market analysis. Our services cover all stages from initial consultation to closing.
How are you different from other real estate agents?
As both a licensed broker and loan officer, we offer integrated real estate and mortgage solutions. This unique combination allows us to streamline transactions and provide comprehensive guidance that other agents can't match.
Can you help with out-of-state property transactions?
Yes, we've successfully guided multiple clients through out-of-state property purchases and sales. We coordinate all necessary documentation electronically and maintain regular communication to ensure smooth long-distance transactions.
What financing options are available?
We offer various mortgage solutions including purchase financing, refinancing options, and specialized programs for first-time buyers. Our loan services focus on finding terms that best match each client's financial situation and goals.
How do you handle complex real estate situations?
With experience in loan modifications, distressed properties, and challenging market conditions, we develop customized strategies for complex situations. Our dual expertise allows creative problem-solving that addresses both real estate and financing challenges.
Reviews (6)
Zepeda Chilver
Sep 04, 2021
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Ruth is an amazing agent. I would highly recommend her. She was fantastic throughout the entire process. Very thorough!
C. Singleton
Nov 22, 2019
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Ruth is AWSOME! Shes so patient, knowledgeable, and friendly. I always recommend her to anyone looking to buy or sell.
Sunshine Gutierrez
Oct 13, 2019
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Miracle Worker! She made the impossible possible. She helped us clean up our credit and find our dream home. I couldn't recommend her enough. Thank you for all that you did for us!
Nick Hutchins
Sep 17, 2019
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Ruth has been an amazing agent to work with through two purchases and three sales. She goes above and beyond to get a deal closed!
John Hugee
Sep 14, 2019
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I have used Ruth for over 20yrs and will only recommend her to anyone who needs help with anything to do with homes! She gets things done in a professional and timely manner. She educates you on the process! She is a person who clearly loves helping others and loves what she does. Once you go with her you will stay with her, trust me!
Adam Abernethy
Jun 25, 2019
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I have worked with Ruth and Ruth's Realty on several projects and she is not only knowledgeable and professional but also fun to work with. She will sell your house!
