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50+ Years
experience
Your Trusted Credit Union for School Employees in Waycross, GA
Established in 1962, Ware County School Employees Federal Credit Union has dedicated itself to providing high-quality financial services tailored to the needs of educators and their families. Our mission centers on delivering exceptional customer service while maintaining the highest standards of financial integrity and asset safety. With decades of experience serving Ware County Board of Education employees and Okefenokee RESA members, we combine personalized attention with modern financial tools to meet evolving needs. Our core values of honesty, professionalism, and community service guide every decision, ensuring members receive both competitive products and a welcoming atmosphere. We invest in staff development to maintain expertise across savings solutions, loan programs, and digital banking innovations.

Backed by NCUA insurance up to $250,000, our services include share accounts, certificates, and diverse lending options designed specifically for educators. Through summer hours flexibility and convenient branch operations, we demonstrate ongoing commitment to member accessibility and satisfaction. Our prepaid VISA debit card program exemplifies our focus on innovative, budget-friendly solutions that protect against overdraft risks. By maintaining strong asset quality and implementing rigorous security protocols, we ensure long-term stability for our membership base. This combination of tradition, expertise, and forward-thinking service positions us as a trusted financial partner for educators throughout their careers.
Services
Savings Accounts Share Certificates Debit Cards Auto Loans Student Loans Mortgage Loans Land Loans Credit Insurance
Details
  • Year established: 1962
Highlights and features
  • Established in 1962 serving educators exclusively
  • NCUA-insured accounts up to $250,000
  • Specialized loan programs for educators
  • Summer hours flexibility for school staff
  • Prepaid debit card with zero liability protection
Associations and certifications
  • NCUA
Services
Savings Accounts
Our share/savings accounts provide secure, accessible options for building financial stability. Members earn competitive dividends while maintaining liquidity for everyday needs. Specialized holiday club accounts help with seasonal budgeting, and share certificates offer higher returns for longer-term deposits. All accounts benefit from NCUA insurance up to $250,000.
Auto Loans
We offer flexible auto loan programs with competitive rates for new and used vehicle purchases. Our signature loans and share-secured options accommodate various credit profiles. Loan terms are structured to match members' financial situations while maintaining responsible lending practices.
Prepaid Debit Card
The CUMoney prepaid VISA card provides budget control with zero liability protection. Users access online management tools to track spending and reload funds securely. This cash alternative eliminates overdraft fees and offers enhanced security compared to traditional debit cards tied directly to bank accounts.
Questions
Who can join Ware County School Employees Federal Credit Union?
Membership is available to employees of Ware County Board of Education and Okefenokee RESA, along with their immediate family members.
What loan programs do you offer?
We provide auto loans, mortgage loans, student loans, land loans, and signature loans with competitive rates for qualified applicants.
Are my deposits insured?
Yes, all accounts are federally insured up to $250,000 through the National Credit Union Administration (NCUA).
Do you have summer office hours?
Yes, from June 2 through July 18, we maintain regular hours Monday-Thursday with Friday closures during the summer period.
What digital banking tools are available?
We offer online account management, bill payment services, and the CUMoney prepaid debit card with spending tracking capabilities.