Business Details
Trusted Financial Advisers in Rockville, MD
Cic Wealth Management is a financial advisory firm dedicated to empowering clients to achieve financial independence, manage longevity risks, and build lasting legacies. Our team of seasoned professionals takes a holistic approach to financial planning, combining personalized service with transparent strategies tailored to individual goals. With decades of collective experience, we specialize in crafting customized investment portfolios, retirement plans, and estate strategies that align with clients' values and life priorities. Our advisors, featured in leading financial publications like The Wall Street Journal and Forbes, prioritize client education and maintain direct access to investment decision-makers.We operate with full transparency, charging no commissions on investments to ensure objective recommendations. Through our Seamless and Proactive approach, we deliver comprehensive wealth management solutions while maintaining long-term relationships that span generations. Our local research-driven investment philosophy distinguishes us from firms relying solely on Wall Street models. We collaborate with trusted legal and tax professionals to provide integrated solutions for individuals, families, and business owners across Maryland and Washington DC.
Services
Financial Planning
Wealth Management
Retirement Planning
Estate Planning
Investment Advisory
Highlights and features
- We have over 100 years of combined experience in wealth management
- Our advisors are regularly featured in The Wall Street Journal and Forbes
- We implement a commission-free advisory model for objective recommendations
- We deliver personalized financial plans tailored to individual life goals
- We maintain direct client access to portfolio decision-makers
Associations and certifications
- SEC
Services
Financial Planning
Our financial planning service creates customized strategies to help clients achieve their financial goals. We analyze individual circumstances to develop comprehensive plans covering retirement, education funding, tax optimization, and risk management. Our approach integrates investment strategies with personal values to create actionable roadmaps for long-term financial security.
Wealth Management
We provide tailored wealth management solutions for affluent individuals and families. Our service combines investment portfolio management with estate planning strategies to preserve and grow wealth across generations. We focus on creating balanced approaches that consider both current needs and future legacy goals for clients in the Rockville area.
Retirement Planning
Our retirement planning service helps clients prepare for their post-career years with confidence. We develop customized strategies that consider income needs, tax implications, and lifestyle goals. Through comprehensive projections and ongoing portfolio adjustments, we help ensure clients maintain financial security throughout their retirement years while minimizing tax liabilities.
Estate Planning
We offer strategic estate planning services to help clients protect and transfer their wealth according to their wishes. Our approach coordinates with legal professionals to create comprehensive plans that address asset distribution, tax minimization, and family legacy considerations. We help clients establish proper documentation to ensure their intentions are carried out effectively.
Investment Advisory
Our investment advisory service provides personalized portfolio construction based on individual risk profiles and financial goals. We employ a value investing approach that focuses on identifying quality businesses with market discrepancies. Clients receive ongoing education about their investments and have direct access to the portfolio management team making investment decisions.
People
Charles Schwab
Partner
Charles Schwab is a renowned financial services executive with extensive industry experience. His leadership has shaped major developments in investment brokerage and advisory services, making him a valuable partner in delivering quality financial solutions to clients.
Questions
What financial planning services do you offer?
We offer comprehensive financial planning covering retirement, education funding, tax optimization, estate planning, and investment strategy tailored to individual goals and circumstances.
How does your investment approach differ from other firms?
We use a value investing approach focused on business fundamentals rather than market trends, with local research and direct client access to portfolio decision-makers.
Are your advisory fees transparent?
Yes, we operate with full fee transparency and do not earn commissions from investment sales, ensuring objective recommendations aligned with client interests.
Do you work with clients outside Maryland?
While based in Rockville and Owings Mills, we serve clients throughout the Washington DC metropolitan area and work with remote clients who share our values.
How do you help clients during market downturns?
We maintain proactive communication, review portfolio allocations, and adjust strategies as needed while focusing on long-term goals rather than short-term market fluctuations.
What makes your firm different from other financial advisors?
Our combination of Wall Street expertise with local decision-making, client education focus, and holistic planning approach creates unique value for our clients.
