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21st Century Financial Services
The financial professionals at 21st Century Financial Services have one major goal-building safety and guarantees into our clients' retirement plans. While there may be many different strategies and solutions that will help us achieve this goal, we remain committed to delivering excellent service and making sure you have a clear understanding of every step.

In these unprecedented times, we must make sound financial decisions based on the things that we know. At 21st Century Financial Services we know that when the financial landscape changes, the tools we use must change to remain relevant. We know that while the world of finance is filled with compromises, our client's goals can never be compromised.
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About Us
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As Financial Services Professionals, we see it as our responsibility to help our clients make the strongest financial decisions for themselves and their loved ones. At 21st Century Financial Services, we work hard to bring our clients financial solutions that are designed to help them achieve security and peace of mind in retirement.
Our Philosophy
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21st Century Financial Services identifies the issues in life that are of supreme importance, highest impact, and preeminent in value. These are the matters in life that rank above all others - the things we must master if we are to achieve our goals. At 21st Century Financial Services, we know the paramount issues that matter most to our clients.
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Few financial tools have experienced the meteoric rise in popularity as annuities have. In the last 10 years, the utilization of annuities has skyrocketed as more and more aging baby boomers choose these products as stable vehicles to protect their assets and provide reliable income in retirement. If you're over the age of 50, you've surely seen articles, advertisements and educational events promoting these innovative tools.
Virginia Keyzer
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Introduced to the insurance world by her husband Terry, Virginia Keyzer earned her Life and Health insurance license at age 26, a few years after graduating college. She subsequently was hired by Indian River State College in Fort Pierce, Florida as an adjunct instructor for the Life and Health Pre-Licensing 40-hour course.
Steve Nimmer
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Steve Nimmer has spent nearly 20 continuous years in the financial industry, which included owning a college planning business, serving as an insurance agent, and being licensed for securities sales. Steve graduated from St. Norbert College, where he earned a Bachelor of Arts degree in Psychology, with a minor in Business.
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