Fairless Credit Union
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Fairless Credit Union
Spirit Financial Credit Union was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union's expanded legacy of serving the financial needs of various other employee groups throughout the community.

In 2005, our charter expanded again to include members of the Bucks County community. We began using the name Spirit Financial Credit Union in 2016 to reflect our vision of helping this diverse community to achieve personal financial growth throughout all stages of life. Credit unions are member-owned, not-for-profit financial institutions with member-elected, volunteer board members.
Services
Checking
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If you have a checking account at another financial institution, chances are you may have a minimum balance requirement that will keep you from being charged a minimum balance fee. Not to mention having to decide between lists of complicated checking account options.

Open your Spirit Financial Simply Free Checking Account today and enjoy no fees, no minimum balance requirements, no gimmicks and the simplicity of one uncomplicated checking account, because one is all you need!HAVE QUESTIONS About Spirit financial's Simply Free checking account?
Savings
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A savings account with a minimum balance of $5 is all that's required for Spirit Financial Credit Union membership. This $5 represents your share in the ownership of the credit union and allows you to gain access to all of our valuable products and services. Account activity, per federal regulations, is limited to six automatic or pre-authorized transfers or withdrawals per month.
Money Market
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Open a higher interest money market account at Spirit Financial Credit Union. We want to help you reach your financial goal faster with a money market account. Whether you're saving for your children's education, for a down payment on a new home, or just planning for a rainy day, you can watch your money grow in a Spirit Financial high yield money market account.
Ira
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It's best to plan now for a financially secure future. The earlier you start saving by opening an Individual Retirement Account (IRA), the faster you will reach your investment goals. At Spirit Financial, we offer three options, Traditional IRA, Roth IRAs, and Coverdell Education Savings Accounts.
Vacation Club
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Saving for a dream vacation just got easier. A Spirit Financial Credit Union Vacation Club Account takes the last minute financial stress out of your getaway, by helping you plan in advance for those big trips. Deposit funds into your account at your own pace throughout the year, and when the time comes to go on vacation, you can do it worry-free.
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