Legacy Mortgage Group
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Legacy Mortgage Group
Money matters, so our low-rate guarantee attracts clients, but low rates aren't why they return. According to our reviews, when our clients refinance or buy again, they typically return because of the way we treat them. Closing is often the most stressful part of the loan process. While some of the contributing factors are difficult or impossible to avoid, we have tailored a process and assembled a team with a track record of closing quickly.

Legacy Mortgage Group guarantees the lowest mortgage rates in Texas. So, feel free to rate shop first and then give us a call. Our goal is for our clients to rest knowing that the rate we quote is the best they'll find. Legacy was recommended to us by our real estate agent back in 2008. We were first-time home buyers and Derek was our loan officer.
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Following a bad refinance experience, Derek started Legacy in 2001 to make sure you love your loan process. Throughout 13+ years in the financial and banking industry, Jason has aimed to give his clients superior experiences. After working in ministry for almost 15 years, Chris joined the team to guide his clients to wise financial decisions.
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A : Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
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