Our mortgage professionals are the leading Mortgage Brokers in The Sun Cities, Peoria, Surprise, Glendale and Metropolitan Phoenix Arizona communities. We will provide you with an exceptional value on your new home loan. You can rely on us as your mortgage advisor for your 45th home or first home. We have helped over 3,000 families in our 18 years of service.
Whether you are looking at a reverse mortgage or a standard 30 year fixed you can expect a seamless transaction. We are here to educate you on the unique programs for you individual situation. A Reverse Mortgage is a federally regulated program for homeowners, aged 62 and older. It allows the equity in your home to pay you rather than you paying for the home.
Whether you are looking at a reverse mortgage or a standard 30 year fixed you can expect a seamless transaction. We are here to educate you on the unique programs for you individual situation. A Reverse Mortgage is a federally regulated program for homeowners, aged 62 and older. It allows the equity in your home to pay you rather than you paying for the home.
Services
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Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Reverse Mortgage
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HECM stands for Home Equity Conversion Mortgage. It is a federally insured and guaranteed program. The HECM is a safe way for you to access the equity in your home without ever making a mortgage payment. No matter what happens in the economy, how much money you receive, or how long you live in your home you will never be required to make a mortgage payment.
Credit Report
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The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home. Today, credit scoring goes much further.
Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want.Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position.
Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want.Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position.
Documents Needed
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Tax Returns for 2017 and 2018- Must have filed your tax returns, we will be ordering a Transcript of the filed returns to verify your 1040's. In the event you cannot find your Tax Returns, you will need to go to the IRS Consumer Division and order a copy they will give them to you there. IF APPLICABLE - copy of Bankruptcy papers, with discharge - Copy of Divorce Decree - Copy of Child Support Order.
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