Business Details
47 Years
experience
Your Trusted Insurance Partner in Smyrna, Georgia
Waggoner Insurance has been delivering tailored insurance solutions to individuals and businesses across Georgia and the United States since 1979. As an independent agency, we partner with top-tier insurers like Progressive, MetLife, and Travelers to provide competitive rates and comprehensive coverage. Our team prioritizes personalized service, working closely with clients to assess risks, identify coverage gaps, and develop customized protection plans. With decades of industry experience, we specialize in auto, home, life, and commercial insurance, ensuring clients receive optimal value and security.Our commitment to transparency, client education, and long-term relationships has earned us a reputation for reliability and trustworthiness in the Atlanta metro area. We pride ourselves on responsive claims support and ongoing policy reviews to adapt to evolving client needs. By combining local expertise with national carrier partnerships, we empower clients to make informed decisions that safeguard their assets and future.
Services
Auto Insurance
Home Insurance
Life Insurance
Commercial Vehicle Insurance
Flood Insurance
Details
- Year established: 1979
Highlights and features
- 45+ years of experience serving Georgia clients
- Partnerships with top-tier insurers like Progressive and Travelers
- Personalized coverage assessments and gap analysis
- Competitive rates through independent carrier comparisons
- Responsive claims support and policy reviews
What people say
Exceptional customer service
Significant cost savings
Prompt claims processing
Long-term reliability
Personalized insurance solutions
Services
Auto Insurance
We offer comprehensive auto insurance policies tailored to individual driving habits, vehicle types, and risk profiles. Our coverage options include liability protection, collision coverage, and uninsured motorist benefits. By comparing rates across multiple carriers, we help clients secure optimal protection at competitive prices while ensuring compliance with Georgia's minimum coverage requirements.
Home Insurance
Our home insurance solutions protect residential properties against risks like fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability safeguards. We specialize in customized plans for standard homes, condominiums, and high-value properties, with optional endorsements for flood or earthquake damage. Annual policy reviews ensure coverage evolves with property value changes.
Life Insurance
We provide term and whole life insurance policies designed to meet diverse financial protection needs. Our solutions help clients secure their family's future through death benefit planning, estate preservation, and income replacement strategies. With access to multiple carriers, we match clients with policies that align with their long-term financial goals and budgetary constraints.
Commercial Vehicle Insurance
Our commercial vehicle insurance protects business-owned automobiles used for transportation, delivery, or service operations. Coverage includes liability protection, cargo insurance, and physical damage coverage. We serve businesses with single vehicles or fleet operations, offering customizable policies that address industry-specific risks while maintaining compliance with commercial transportation regulations.
Flood Insurance
We offer specialized flood insurance policies through the National Flood Insurance Program (NFIP) and private carriers. These plans cover structural damage and personal property losses from flooding events, which standard home insurance policies typically exclude. Our experts help clients in high-risk areas assess flood zone classifications and secure appropriate coverage limits.
People
Philip Waggoner
Owner
Philip Waggoner has served as the agency owner for over 45 years, leveraging independent carrier partnerships to deliver personalized insurance solutions. His expertise in risk assessment and policy optimization has helped Georgia residents secure cost-effective coverage since 1979.
Jason Waggoner
Insurance Professional
Jason Waggoner works alongside Philip to provide client support, policy analysis, and claims assistance. With deep knowledge of Georgia's insurance landscape, he helps clients navigate coverage options and maintain adequate protection through life's changing circumstances.
Questions
How do you find the best insurance rates?
As an independent agency, we compare policies across multiple carriers like Progressive and Travelers to find competitive rates that match your specific coverage needs.
What areas do you serve?
We primarily serve Marietta, Smyrna, and the Metro Atlanta area, with insurance solutions available to clients throughout Georgia and the United States.
What insurance types do you offer?
We provide auto, home, life, commercial vehicle, flood, and specialty insurance policies tailored to personal and business needs.
How do you handle insurance claims?
We provide direct support during the claims process, helping clients document losses and communicate with insurers to ensure timely, fair resolutions.
Can you help lower my current rates?
Yes, we review existing policies annually to identify savings opportunities while maintaining adequate coverage levels for your specific situation.
