Business Details
Your Trusted Insurance Partner in Owings Mills, MD
Luray & Associates is a specialized insurance agency serving clients across Maryland, Virginia, Pennsylvania, Washington D.C., and West Virginia. Since 2016, we have provided tailored insurance solutions for personal and commercial needs, including auto, home, boat, motorcycle, and commercial policies. Our team focuses on protecting clients' assets while helping them save money through competitive rates and personalized service. We specialize in hard-to-place insurance for attorneys, title professionals, and auto dealerships, offering comprehensive coverage options for unique risks.With office hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday availability, we prioritize accessibility and customer satisfaction. Our expertise extends to builders risk, vacant property insurance, and workers compensation, ensuring businesses have the protection they need to operate confidently. We maintain licensing across multiple states to better serve our diverse client base.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Boat Insurance
Workers Compensation
Builders Risk Insurance
Flood Insurance
Rental Property Insurance
Professional Liability Insurance
Auto Dealer Insurance
Highlights and features
- We offer specialized insurance for hard-to-place clients including attorneys and auto dealerships
- Our agency provides coverage across five states with local market expertise
- We maintain partnerships with multiple carriers to ensure competitive pricing
- Our team specializes in builders risk and vacant property insurance solutions
- We offer easy payment plans and personalized service for all insurance needs
Services
Auto Insurance
We provide comprehensive auto insurance coverage for personal and commercial vehicles. Our policies include liability protection, collision coverage, and uninsured motorist protection. We specialize in insurance solutions for standard vehicles, antique cars, and high-risk drivers.
Commercial Insurance
Our commercial insurance packages protect businesses against property damage, liability claims, and operational disruptions. Coverage options include business owners policies, professional liability, and industry-specific protections for auto dealerships and real estate professionals.
Builders Risk Insurance
We offer specialized builders risk policies for residential and commercial construction projects. Our coverage protects against theft, vandalism, and weather-related damage during construction phases with flexible 3-6 month terms.
Professional Liability Insurance
Our professional liability coverage protects attorneys, title professionals, and other service providers against claims of negligence or inadequate work. Policies include defense cost coverage and claims settlement protection.
Flood Insurance
We provide flood insurance policies through the National Flood Insurance Program and private carriers. Coverage protects residential and commercial properties against flood-related damage to structures and contents.
People
Steve Luray
Owner
Steve Luray is a licensed insurance professional with extensive experience in personal and commercial insurance products. He leads our agency's efforts to provide customized insurance solutions across the Mid-Atlantic region.
Questions
What types of insurance do you offer?
We offer auto, home, boat, motorcycle, commercial, and specialty insurance products including builders risk, professional liability, and flood coverage.
Do you specialize in any specific insurance niches?
Yes, we specialize in insurance for attorneys, title professionals, auto dealerships, and real estate investors with customized coverage solutions.
Can you help with business insurance needs?
Yes, we provide comprehensive business insurance including BOP policies, workers compensation, commercial auto, and professional liability coverage.
Are you licensed in multiple states?
We are licensed in Maryland, Virginia, Pennsylvania, Washington D.C., and West Virginia to better serve our regional clients.
How can I get a quote?
Contact us at 410-602-2636 or visit our website to request a personalized insurance quote for your specific needs.
Reviews (5)
Shawn Luger
Dec 20, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I have used Steve Luray to insure rental property for years. He and his team are very responsive, easy to deal with, and know what they're doing.
I have used Steve Luray to insure rental property for years. He and his team are very responsive, easy to deal with, and know what they're doing.
Michelle Madigan
Dec 05, 2021
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Positive:Professionalism
Chari knows what I need when I need it and how to find the best deal on it. Thanks!
Chari knows what I need when I need it and how to find the best deal on it. Thanks!
Kendra Johnson
Nov 01, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I reached out late on a Friday afternoon, and Luray answered the phone. He provided prompt service, and addressed by professional needs. I am grateful.
I reached out late on a Friday afternoon, and Luray answered the phone. He provided prompt service, and addressed by professional needs. I am grateful.
Jean David
Oct 01, 2021
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My experience with the Luray agency has been GREAT over the past 12 years owning properties in Mount Vernon Baltimore. I own over 14 properties here in Maryland and other states. Trust me I've tried other cut rate insurance. Professional courteous always finds you the answers you need while being spot on with their coverage and premiums. He'll give you the right value protection for the money. Good advice and personal service which is rare these days. If you want value talk to Steve , he's the man.
Tupac Saavedra
Sep 22, 2021
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Positive:Professionalism,Value
Katie Eckles from Luray insurance provided an impecable service. She was fast and responsive and provided me with not only the best price but also a superior product. Thank you!
Katie Eckles from Luray insurance provided an impecable service. She was fast and responsive and provided me with not only the best price but also a superior product. Thank you!
