Welcome to the 24-day close with your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Securing your earnest money gives you peace of mind in today's uncertain mortgage world.

When you work with 1st Colorado Mortgage Solutions, you have the security of not only working with some of the best loan officers, but also knowing your earnest money is protected.This down payment protection plan is just the program for you! +Plus protects the home owners from risk of loss if the value of the house goes down when it is time to sell.

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Services

About

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At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.

Buy A Home

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Purchasing a home is a very exciting time and being well prepared will help you make the best financial decision. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout our website, you will find information that will help you with the purchase of your new home.

Loan Process

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The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.

Conventional Loan

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A conventional loan is a loan that has no affiliation to the federal government. These loans have terms and conditions set by Fannie Mae and Freddie Mac. Conventional loans are popular with borrowers who have good credit, a stable job and income, and can afford a down payment. A common misunderstanding about conventional loans is that a large down payment is required to use this home loan program.

VA Loan

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VA loans are designed to offer long-term financing to American Veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S Department of Veteran Affairs. VA loans are offered exclusively to service members and certain military spouses for the challenges faced by veterans and their families.

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