Business Details
18 Years
experience
Trusted Life Settlement Services in Newport Beach, CA
Settlement Masters has been helping clients maximize the value of unwanted life insurance policies since 2008. Our team specializes in educating policyholders about their options, including the potential benefits of life settlements versus traditional surrender methods. With decades of combined experience in estate planning and insurance markets, we provide personalized Policy Rescue Analysis reports that compare keeping policies against current market values.Our process ensures transparency through written documentation of all bids and maintains strict fiduciary standards for trustees. We've successfully secured millions in value for clients through competitive bidding processes while maintaining A+ rated institutional partnerships. Our services extend to both individual policyholders and professional advisors seeking alternative solutions for underperforming insurance contracts.
Services
Life Settlement Consultation
Policy Rescue Analysis
Competitive Bidding Process
Fiduciary Compliance Reports
Institutional Market Appraisal
Details
- Year established: 2008
Highlights and features
- We provide Policy Rescue Analysis reports comparing policy retention vs market value
- Our team includes industry veterans with 30+ years of insurance experience
- We maintain transparent bidding processes with written documentation of all offers
- We specialize in fiduciary-compliant solutions for trust-related policies
- Our competitive bidding process secures institutional offers from A+ rated partners
What people say
Amazing job
Best offer
Weekly communication
Informed decisions
Professional team
Services
Life Settlement Consultation
Our life settlement consultation helps policyholders understand their options for converting unwanted life insurance policies into immediate cash value. We analyze policy details, market conditions, and client needs to determine if a settlement makes financial sense. Our experts provide comprehensive guidance through the entire decision-making process.
Policy Rescue Analysis
This comprehensive analysis compares the cash surrender value with potential market offers for life insurance policies. We evaluate policy performance, death benefit options, and premium requirements to determine optimal solutions. The report includes detailed comparisons of keeping versus selling options for informed decision-making.
Competitive Bidding Process
Our competitive bidding process secures multiple offers from institutional buyers to maximize policy value. We manage the entire auction process while maintaining strict confidentiality. Clients receive documented offers and expert guidance to select the most favorable terms from qualified institutional partners.
People
Robert W. Larsen
Owner and Chief Executive Officer
With over 50 years in the insurance industry, Bob founded Settlement Masters in 2008 after successful leadership roles at New York Life and Rushmore Financial. He specializes in estate succession planning and has helped thousands of clients optimize their insurance assets through innovative settlement solutions.
Daryl E. Hable
Executive Vice President & Director of Operations
Daryl brings 30 years of insurance and banking industry experience to Settlement Masters. He manages analytical planning and client communications, leveraging his technical expertise to develop customized insurance solutions. His background includes senior roles in financial research and industry communications.
Michelle Holmon
Vice President Professional Partners Development
Michelle has been with Settlement Masters since 2008, developing strategic partnerships with CPA firms and law offices. She manages client communications and ensures exceptional service delivery. Her focus on professional collaboration has strengthened our industry relationships and client outcomes.
Questions
What is a life settlement?
A life settlement is the legal sale of a life insurance policy to an institutional buyer who assumes premium payments and receives the death benefit.
Am I eligible for a life settlement?
Eligibility typically requires being 65+ years old, having health concerns, and holding a policy from an A-rated insurer.
How does your bidding process work?
We secure multiple offers from qualified institutional buyers through competitive bidding to maximize your policy's market value.
What types of policies qualify?
Most permanent life insurance policies with death benefits exceeding $250,000 qualify for settlement consideration.
How long does the process take?
The typical settlement process takes 60-90 days from initial evaluation to final closing with institutional buyers.
Videos
