Business Details
Your Medicare Insurance Experts in Oregon & SW Washington
At BK Insurance Services, we specialize in demystifying Medicare options for residents across Oregon and Southwest Washington. Our team of licensed insurance agents possesses extensive experience navigating the complexities of Medicare Supplement and Advantage Plans, providing clients with tailored guidance to meet their unique healthcare needs. Since our establishment, we've prioritized personalized service by thoroughly reviewing individual medical requirements and prescription histories to identify optimal coverage solutions. Our expertise extends to explaining coverage nuances, comparing plan benefits, and ensuring clients understand their financial responsibilities.We maintain deep familiarity with regional healthcare networks and regulatory requirements, positioning us as trusted advisors for seniors and disabled individuals facing critical insurance decisions. Our commitment to transparency manifests through no-cost consultations and ongoing support throughout the policy lifecycle, including annual enrollment period guidance. Our longevity in this specialized field, serving communities from Portland to Vancouver, demonstrates our dedication to simplifying what many consider an overwhelming insurance landscape.
Services
Medicare Supplement Plans
Medicare Advantage Plans
Prescription Savings Assistance
Birthday Rule Guidance
Enrollment Support
Plan Comparison Services
Annual Review Services
Part D Coverage Help
Local Market Expertise
Policyholder Advocacy
Highlights and features
- Our agents maintain active Medicare licensing and specialized training in plan comparisons
- We provide personalized consultations reviewing individual prescription and healthcare needs
- No additional fees - our services cost nothing beyond the plan premiums
- Expertise serving Oregon and SW Washington communities with local coverage knowledge
- We maintain active relationships with 13 insurance carriers offering 56 Medicare products
Services
Medicare Supplement Plans
Medicare Supplement Plans help cover out-of-pocket costs not paid by Original Medicare. These standardized plans work alongside your existing Medicare coverage to reduce copayments, deductibles, and other expenses. Our agents help clients understand plan letter designations (A-N) and compare carrier pricing to find optimal coverage for their medical needs.
Medicare Advantage Plans
Medicare Advantage Plans serve as comprehensive alternatives to Original Medicare through private insurance carriers. These plans typically include prescription drug coverage and may offer additional benefits like dental or vision care. We help clients evaluate network restrictions, out-of-pocket costs, and coverage differences between HMO, PPO, and PFFS plan types.
Prescription Savings Help
Our prescription coverage assistance focuses on finding plans with the best formulary coverage for individual medication needs. We analyze tiered drug pricing structures, coverage gaps, and pharmacy networks to help clients minimize medication costs while ensuring access to necessary medications through appropriate plan selections.
Birthday Rule Guidance
The Oregon Medicare Birthday Rule allows policyholders to change Medigap plans annually without medical underwriting. Our team proactively contacts clients before their birthday renewal period to review current coverage effectiveness, identify better pricing options, and facilitate seamless plan transitions when beneficial.
Enrollment Support
We provide comprehensive enrollment assistance for clients new to Medicare or changing coverage. This includes explaining eligibility requirements, determining optimal enrollment timing, and guiding clients through application processes for both Medigap and Medicare Advantage Plans while clarifying coverage effective dates and documentation requirements.
Questions
What areas does BK Insurance Services cover?
We serve all Oregon and Southwest Washington communities including Portland, Beaverton, Salem, Eugene, Vancouver, Hood River, and The Dalles.
What types of Medicare plans do you work with?
We specialize in Medicare Supplement (Medigap) Plans A-N and all Medicare Advantage Plan types including HMO, PPO, and PFFS options.
How much do your services cost?
Our Medicare plan consultation and comparison services are completely free - we receive compensation from insurance carriers at no additional cost to clients.
Can you help with prescription coverage?
Yes, we specialize in comparing Part D prescription drug plans and Medicare Advantage plans with integrated drug coverage to meet individual medication needs.
Are you affiliated with Medicare or government agencies?
We are an independent insurance agency not affiliated with Medicare or government programs, maintaining relationships with multiple private insurance carriers to provide objective comparisons.
Do you offer online quote tools?
We provide secure online Medicare Supplement Plan quoting tools and offer personalized Advantage Plan comparisons through direct phone consultations with licensed agents.
Reviews (5)
E. Hershberg
Nov 21, 2021
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BK Services has done a great job for us and continues to do a great job. I've recommended BK to a number of my friends over the years for helping them make the transition to Medicare. I chose BK over other services because of their attention to detail, professionalism and responsiveness. Their apples-to-apples comparisons among plans and quick confirmation of which plans our preferred doctors were on was a huge enabler for making decisions. They call us every year during open enrollment to offer support, answer questions.
Roy Lambert
Oct 31, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
This is a proactive group of insurance professionals. They keep informed, are responsive to inquiries, and (as noted) are proactive when changes in insurance plans seems appropriate. I am happy to have them on my professional team.
This is a proactive group of insurance professionals. They keep informed, are responsive to inquiries, and (as noted) are proactive when changes in insurance plans seems appropriate. I am happy to have them on my professional team.
Carrie O'Bryan
Sep 28, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent introduction to Medicare and options available to me. I felt supported through the process of signing up and continue to receive that support. Thank you, Bo, Robert & Therese.
Excellent introduction to Medicare and options available to me. I felt supported through the process of signing up and continue to receive that support. Thank you, Bo, Robert & Therese.
Janet Little
Sep 17, 2021
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Positive:Professionalism,Value
Each year as seniors we face the daunting task of reviewing our Medicare health plan options. BK Insurance Services contacts us each year, gives suggestions and helps us to make the right choice. I feel like a huge weight has lifted and I have the best plan for us.
Each year as seniors we face the daunting task of reviewing our Medicare health plan options. BK Insurance Services contacts us each year, gives suggestions and helps us to make the right choice. I feel like a huge weight has lifted and I have the best plan for us.
Julie Motschenbacher
Sep 03, 2021
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Positive:Professionalism
For the past nine years, I have helped my brother-in-law with his healthcare insurance needs. I could not be more grateful for the help I have received from BK Insurance. Every year, they call me, go over the options and prices, and it could not be easier! I am truly grateful!
For the past nine years, I have helped my brother-in-law with his healthcare insurance needs. I could not be more grateful for the help I have received from BK Insurance. Every year, they call me, go over the options and prices, and it could not be easier! I am truly grateful!
