Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Kansas
Heartland Credit Union was founded on April 1, 1948, as Hutchinson Teachers Credit Union and has grown into a community-focused financial institution serving Kansas. We operate as a cooperative owned exclusively by our members, maintaining core values centered on personalized service and community impact. Our services include competitive loan programs, savings solutions, investment options, and digital banking tools tailored to individual and business needs.With branches across Kansas and 24/7 digital access, we prioritize financial education, credit health management, and community partnerships. Member testimonials highlight our staff's professionalism, competitive rates, and commitment to local economic growth through volunteerism and financial support.
Services
Auto Loans
Home Loans
Credit Cards
Savings Accounts
Business Banking
Digital Banking
Investment Shares
Financial Education
Credit Score Management
Wealth Strategies
Details
- Year established: 1948
Highlights and features
- We've served Kansas communities for over 75 years with member-owned financial solutions
- Our cooperative model prioritizes member benefits over corporate profits
- Competitive rates on loans and savings products tailored to local needs
- Community investment through volunteer programs and local organization support
- Personalized service from staff who know members by name
Associations and certifications
- NCUA
- NMLS 571074
What people say
Know me by name
Polite and professional
Competitive rates
Personal connection
Community involvement
Services
Auto Loans
We offer competitive auto loan programs with rates starting at 5.24% APR for new and used vehicle purchases. Our financing specialists help members secure approval before shopping, providing flexibility for car, motorcycle, RV, or boat acquisitions. Loan terms and rates are tailored to individual credit profiles and financial needs.
Home Loans
Our home loan programs include conventional, FHA, and VA options with personalized guidance through the buying or refinancing process. Members receive support for down payment assistance programs and special holiday mortgage promotions. We offer fixed and adjustable-rate mortgages tailored to first-time buyers and experienced homeowners.
Digital Banking
24/7 digital access includes mobile banking, eBranch video consultations, and online account management. Features enable remote check deposit, bill payment, account transfers, and loan applications. Our Connections platform provides secure document sharing and real-time financial consultations with local staff members during extended business hours.
Savings Accounts
We provide high-yield savings options including money market accounts earning up to 3.00% APY and certificates with rates up to 4.30% APY. Youth savings programs and health savings accounts offer specialized benefits. All deposits are federally insured up to $250,000 through NCUA coverage.
Financial Education
Free financial literacy resources include online courses, one-on-one credit counseling, and retirement planning consultations. Our Credit Score Manager tool helps members track and improve credit health. Educational programs focus on budgeting, debt management, and long-term financial wellness for individuals and businesses.
Questions
What loan types does Heartland Credit Union offer?
We provide auto loans, home mortgages, home equity lines, personal loans, credit cards, RV/motorcycle financing, and SBA loans for businesses.
Are there membership requirements?
We serve all Kansas residents and businesses - no longer limited to teachers as when we originated in 1948.
What digital banking features are available?
Our Connections platform offers mobile check deposit, video consultations, loan applications, and 24/7 account access through mobile and online banking.
Do you offer financial education resources?
Yes, we provide free credit counseling, financial literacy courses, and our Credit Score Manager tool to help members improve financial health.
What savings options are available?
We offer high-yield money market accounts, certificates, youth savings, health savings accounts, and traditional savings options with competitive rates.
How does Heartland support local communities?
Through volunteer programs, local organization sponsorships, and the credit union philosophy of 'people helping people' in Kansas communities.
