We offer multiple programs with no waiting period after foreclosure depending on the circumstances. Don't let credit blemishes stop you from calling us. We accept credit scores as low as 500, recent foreclosures, bankruptcies and higher debt ratios. We offer multiple loan programs that do not consider property value if you have been on time with your payments.
We offer common sense programs that help you qualify with non-traditional sources of income. Whereas many lenders have discontinued lending on manufactured homes, we remain committed to helping. We offer multiple solutions and a variety of programs to fund loans for borrowers with high ratios. I want to let you how wonderful my experience was working with your team that handled my loan.
We offer common sense programs that help you qualify with non-traditional sources of income. Whereas many lenders have discontinued lending on manufactured homes, we remain committed to helping. We offer multiple solutions and a variety of programs to fund loans for borrowers with high ratios. I want to let you how wonderful my experience was working with your team that handled my loan.
Services
About Us
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Since 2012, Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates. We believe purchasing a home and refinancing should be an exciting and encouraging process for homeowners, and our goal is for your loan funding to reflect that mission to you.
Get A Quote
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Mortgage rates and costs can change quickly. If you are comparing offers from multiple lenders it should be done on the same day. For example, if you are shopping mortgage rates and have a quote for a 30 year fixed at 4.25%, only compare it to other 30 year fixed quotes at 4.25%. Make sure you will not be tossed around like a volleyball from one department to another during the loan process.
Mortgage Ready Credit Score
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Make sure the report accurately states who you owe to, how much you owe, and your history of late payments, if any. Timing matters: The most recent any delinquencies are the bigger an impact they can have on your score. Ratios Matter: While your score is connected to your utilization, over utilization can hurt you.
Reverse Mortgage
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Talk to one of our reverse mortgage specialists and see if you may qualify instantly. We will need to know your age, approximate value of your home, and how much you currently owe on it. Once counseling is completed, you receive an application package based on the loan type you selected. You will provide required information required for financial assessment including income documentation if any.
FHA Loans
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FHA stands for the Federal Housing Administration. The FHA was created to help increase home-ownership in the United States by encouraging lenders to lend to more people who were traditionally considered higher risk borrowers. FHA encourages lenders to do this by requiring a mortgage insurance premium on nearly every loan.
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